This week’s photo comes from the Grand Rapids Public Museum’s collections. This was the Galewood Outfitting Company, which was once located in the heart of the Galewood District, which was located along Burton Street, west of Clyde Park Ave. SW, centering on Godfrey Avenue. The Galewood Outfitting Company, later known as the Galewood Home Furnishings, was once located at 1038-1044 Burton St. SW, which is now vacant property.

It was 21 years ago that the City of Kentwood broke ground for its proposed justice building, now located at 4742 Walma Ave. SE. What makes 21 was special is that the groundbreaking took place 21 years after city officials had moved into the then new city hall, currently located at 4900 Breton Rd. SE. Growth in the city caused Kentwood to expand and build the justice center in 2000.

Helping to turn the ground was former Police Chief Richard Mattice who after 21 years of service to the City of Kentwood, retired in 2012.

This large, carved painted Bugs character was originally displayed on the inside marquee of Studio 28 which was located along 28th Street next to the 28 West Place mall. The HOM Flats development is on the studio’s former parking lot. Studio 28 was the first megaplex movie theater and once the largest theater in the world, opening on Christmas Day in 1965, and closing November 23, 2008. It started as a single 1,000-seat theater by movie pioneer Jack Loeks.

The Bugs Bunny and Goofy that were on the inside marquee had become symbols of Loeks Theater, which later became Celebration! Cinema under Loeks son, John. The two neon versions adorned Loeks’ first theater, the Beltline Drive-in Theater, which was razed in 1988. The Studio 28 Bugs Bunny and Goofy were donated to the Grand Rapids Public Museum Collection.

Dave Stanley
Integrity Financial Service, LLC

“In the spirit of never letting a good crisis go to waste, cybercriminals are exploiting the COVID-19 pandemic to steal vital information and gain access to your money and credit.” – Dave Stanley

COVID-19-related measures have Americans spending more time than ever online, working, attending school, or shopping. This captive audience is tempting to fraudsters who are finding more efficient and creative ways to steal insurance, medical, and banking information, and other personal data.

According to 2019 fraud studies, identity fraud victims’ out-of-pocket costs doubled from 2016 to 2018, totaling nearly $1.7 billion. Experts warn this amount could potentially increase by the end of the pandemic.

Emboldened by the chaos created by COVID-19, cybercriminals are moving beyond banking and credit cards into other, less obvious areas. Scammers are now adept at breaching customer loyalty accounts, mobile phones, and retirement savings accounts. Professional cyber thieves can often able to fool even sophisticated verification processes.

Forced to spend more time online, older Americans are primary targets for those pushing vaccine scams, bogus text-message campaigns, robo-calls, and fake emails. Fortunately, there are some steps you can take to mitigate the risk of becoming a victim of online theft. 

Become more aware.

Exercise vigilance when it comes to all your accounts. This includes automated bill-paying accounts, banking and checking, credit cards, and any site where you store personal information. Use a shredder for any important but to be discarded personal information. Many accounts give you the option to receive instant notifications if suspicious activity is detected, a feature that could be helpful.

Never reveal your personal or financial information online. Use caution even when entering data into local or city government, insurance and financial, or utility websites. If you can, call these entities and verify your identity over the phone. Assume that anything posted on social media sites could be made public and available to con artists and other criminals.

Keep your phone and computer updated regularly. Software and hardware manufacturers routinely discover weaknesses that hackers can exploit to steal data. Updating your devices consistently helps ensure you don’t miss important security fixes that make you vulnerable to being hacked. If you receive many requests daily to update your email system, verify by calling your service, do NOT click on the link.

Use “multifactor” authentication on password-protected accounts. Using multifactor authentication can be a bit of a hassle, but multiple forms of verification, such as having codes texted to you, can help discourage hackers. 123456 is NOT a good password!

Hang up on “spam” and robocalls.

Trust your gut when you get calls from numbers you don’t recognize or texts that don’t seem quite right. Hang up immediately and report the number as spam. 

Put a red flag on all communications concerning COVID vaccines. Unless you are 100% sure the text, email, or phone call you get is from local authorities, be cautious about responding to vaccine or testing “information.” Watch for text scams that claim to have Covid-19 cures for sale or offer to sell you admission to testing sites or at-home test kits.

Watch out for fake government communications. 

If you are asked for any personally-identifying information, including your Social Security number, date of birth, or a credit card number, be extremely cautious. You should NEVER pay money in advance to sign up for the vaccine or get an appointment.

Be skeptical about any text, email, or call you get from sources claiming they are from the Social Security Administration, the IRS, the state health department, or other government agencies. Government employees will not threaten you with cutting off benefits if you don’t provide information. Unless you have specifically asked for a phone call or text, most government agencies will never contact you except through regular mail.

The IRS does not call you on the phone and threaten you, neither does the Social Security Administration, these are scammers.

Bottom line: Online criminals are taking advantage of the pandemic’s unusual circumstances to ramp up their data theft and scams. Leveraging fears surrounding the virus, these thieves invent new ways to entice naturally cautious people into giving up vital financial information.

Even if you spend limited time online or use your mobile device, you need to be diligent about the type of information you share online and with whom you share this data.

Dave Stanley is the host of Safe Money Radio WOOD1300 AM, 106.9 FM and a Financial Advisor and Writer at Integrity Financial Service, LLC, Grandville, MI 49418, Telephone 616-719-1979 or  Register for Dave’s FREE Newsletter at 888-998-3463  or click this link:  Dave Stanley Newsletter – Annuity.com  Dave is a member of Syndicated Columnists, a national organization committed to a fully transparent approach to money management