Category Archives: Senior Living

Financial Perspective: How are inherited annuities taxed?

3-bottom, Citizen Journalism, Finances, Local Business, Our Cities, Senior Living, , ,

By Dave Stanley
Integrity Financial Service, LLC

Photo from pxhere.com

“It’s fantastic if you inherit an annuity, but you need to understand the tax implications and how to make them more favorable.” – Dave Stanley

You cannot escape taxes if you inherit an annuity. Fortunately, though, understanding how inherited annuities are taxed can help you avoid paying more in tax than necessary. Your beneficiary status and how the payouts are structured determine tax liability for inherited annuities. You can do a few things to ease that tax burden and perhaps defer payment.

For instance, if you are a surviving spouse inheriting an annuity, you have a few options. You can choose to pay taxes on all the money right now or exercise what is called the “spousal continuation provision.” The spousal continuation provision is a tax strategy you use to avoid paying taxes now. You could also spread your tax payments over time by opting for non-qualified stretch payments based on your life expectancy. All of these options have their pros and cons, and you should always involve your financial or tax advisor in the decision process.

If you are a non-spousal beneficiary who inherits an annuity, the rules work a bit differently. Still, there are ways to help minimize your tax bill. For example, you could use what’s called a bonus annuity to help mitigate your tax burden or choose periodic payments. These types of annuities provide bonus money to incentivize you to purchase them.

You can also use other techniques if you have access to a tax planner. Your planner may recommend what’s known as a “1035 exchange,” in which you exchange an inherited annuity for a different annuity that is similar but could provide better benefits. The main reason you would even consider doing a 1035 is if a newer annuity offers you better benefits or more favorable terms. The main thing to remember with a 1035 exchange is that you can’t swap a qualified annuity for a non-qualified annuity to avoid paying taxes.

If you inherited the deceased annuitant’s IRA and the annuity, you might be able to roll the inherited annuity into a personal IRA in your name. The roll-over option is only available to those who inherit both the IRA and annuity. If you could do a roll-over, you would have to follow the inherited IRA tax rules.

Qualified versus non-qualified annuities.

If you want to understand how an inherited annuity is taxed, two terms that are critical to grasp are “qualified” annuities and “non-qualified” annuities. An annuity is qualified if you purchase it with pre-tax dollars via a tax-advantaged account such as an IRA or 401k.

The IRS treats distributions paid to an annuitant from qualified annuities as taxable income in the year they are received. Qualified annuities are also required to follow required minimum distribution rules. Any withdrawals before age 59 ½ may be subject to the 10% early withdrawal penalty.

Non-qualified annuities are funded with after-tax dollars in a fashion similar to a Roth IRA. There’s a caveat, though. Although contributions to a non-qualified annuity are not taxable, growth and earnings on the initial investment are tax-deferred. Tax-deferred means you will pay ordinary income tax on the earnings portions of your distributions. However, there are no RMD issues, and you won’t have that 10% early withdrawal penalty.

Summing it up: An inherited annuity can be a welcome windfall or a potential liability. If you inherit an annuity, be sure you find an expert who can help you navigate the rules and suggest ways to avoid paying more in taxes than you must. The key is in understanding how the IRS treats specific kinds of beneficiaries and annuities.

Dave Stanley is the host of Safe Money Radio WOOD1300 AM, 106.9 FM and a Financial Advisor and Writer at Integrity Financial Service, LLC, Grandville, MI 49418, Telephone 616-719-1979 or  Register for Dave’s FREE Newsletter at 888-998-3463  or click this link:  Dave Stanley Newsletter – Annuity.com  Dave is a member of Syndicated Columnists, a national organization committed to a fully transparent approach to money management

Rotary Club of Grand Rapids names Dave and Karen Custer for annual community service award

3-bottom, Citizen Journalism, Local Business, Non-Profits, Our Cities, Senior Living, Upcoming Events, , ,

By Joanne Bailey-Boorsma
joanne@wktv.org

Dave and Karen Custer (supplied)

Anyone who meets Dave Custer will probably eventually hear the story of faced with his father’s story closing, he was able to support the tuition at the then Grand Rapids Junior College.

“Grand Rapids Junior College had lower tuition and allowed me to stay at home and helped me get a start on a college degree,” he said in article from the Grand Rapids Community College. “And having that degree allowed for better opportunities of employment, which molded by career.”

Because of the difference that GRCC had made in the CEO and founder of Custer Inc., Custer and his wife, Karen, have dedicated their time and abilities to ensure current GRCC students get the same opportunities that he had.

This month, the couple is being recognized for their service to the the Greater Grand Rapids community as this year’s Frederik Meijer Service Above Self Award presented by the Rotary Club of Grand Rapids.

 

“We are pleased and excited to honor the Custers as the 2022 Frederik Meijer Service Above Self Award winners for their contributions to our community,” said Meijer, Inc. Executive Chairman Hank Meijer, who is the son of Fred Meijer. “Dave and Karen’s generous and gracious spirts embodies the true meaning of this award.”

The Custers have been involved in a number of organizations such as the WMU Foundation, Chairman of GRCC Foundation, Hope on the Hill Foundation, Clark Retirement Community Capital Campaign Chair and Board Trustee. Dave Custer is a member and past president of the Rotary Club of Grand Rapids, member and past chairman of the Grand Rapids Economic Club, member and past president of Cascade Hills Country Club and director at Irwin Seating.

“We are honored to receive an award that bears the name of Fred Meijer and believe that you should do all you can for others when you can and while you can,” Dave Custer said. “We are humbled by this recognition which is truly an honor to us.”

The Custers join City of Wyoming’s Marge Wilson, owner of Marge’s Donut Den, along with several others who have received the Frederik Meijer Service Above Self Award.

 

The Rotary Club of Grand Rapids will honor the Custers at the Frederik Meijer Service Above Self Award Celebration May 10 at 6 p.m. at The Cultural Center, 2250 E. Paris Ave. SE. Proceeds from the event will benefit the Rotary Club of Grand Rapids Charities Foundation. Tickets are on sale at grrotary.org or by calling 616-429-5640.

Next Mr. Sid’s Video Series will focus on the people behind the presidents

3-bottom, City of Kentwood, City of Wyoming, Recreation, Senior Living, ,

By Joanne Bailey-Boorsma
joanne@wktv.org

Martha Washington and Betty Ford were former First Ladies who worked hard to help their husband’s achieve the highest office in the United States. (Wikipedia)

A focus on the presidents will be the presentation of the next Mr. Sid’s Video Series Program set for Wednesday, Feb. 16, at 2 p.m. at Marge’s Donut Den, 1751 28th St. SW.

Mike Martin, along with his wife Ginny and their friend Connie, will showcase a story too often missed in school, the story of greatness bubbling over by heroism of individuals aided and abetted by the love of family and friends. The presentation will focus on the wives of presidents George Washington, Abraham Lincoln, and Gerald R. Ford, who had to play a steep price for their husbands to achieve so much during their lifetimes.

“The presentation will bring a new understanding to your President’s Day celebration both this year and in the future,” Martin said. “Come ready to laugh and cry and be inspired during an hour you won’t forget.”

The program is free. There will be a gospel sing hosted by Lavonne Ritsema, Sid Lenger’s daughter, beginning at 1:45 p.m.

Upcoming Mr. Sid’s Wednesday Afternoon Programs are:

March 16: Executive Director of theHolland Tulip Festival Gwen Auwerda will discuss the Tulip Festival and one of Sid’s favorite events, the Tulip Festival Parade.

April 20: WOOD TV8’s Sports Director Jack Doles will talk about covering the 2022 Beijing Winter Olympics.

May 18: Rick Vuyst from Fruit Basket-Flowerland will discuss how to prepare for spring from planting flowers and lawn care.

June 15: Chris Stevens, the chaplain for the LPGA, will again join the group and update on the Meijer Charity Golf Classic and Professional Women’s Golf.

On-Call Hospice supports patients in their hour of need

3-bottom, Senior Living, , ,

By Emmanuel Hospice

Emmanuel Hospice works with those family members wanting to help as caregivers. (Supplied)

When it comes to providing care for its patients, Emmanuel Hospice doesn’t differentiate weekdays from weekends or days from nights. It’s a commitment that runs 24/7/365.

“We do whatever it takes to answer every need, and it doesn’t depend on the hour of day,” said Joyce Robinson-Beck, an extended care nurse for Emmanuel Hospice.

In her role, Robinson-Beck serves as the point person for a larger team of caregivers, who are also available overnight and on weekends. This includes registered nurses, social workers, aides, spiritual caregivers and even a nurse who can handle emergency admissions after-hours.

“When it comes to providing holistic care and compassionate support, we don’t pay too much attention to clocks and calendars,” said Emmanuel Hospice Executive Director Sara Lowe. “We are always at the ready to provide answers and care for our patients in their hour of need – whenever that may be.”

When someone calls the nonprofit provider of hospice care on an evening or weekend, they’ll speak to a registered nurse trained in triage, which is the ability to assign a degree of urgency to an illness or injury. That nurse then communicates with other Emmanuel Hospice personnel, who then process the information and act accordingly.

Sometimes, the situation can be handled by a phone or video call. If a personal visit is warranted, Robinson-Beck says there’s never any hesitation, even if it means repeated visits during the same night.

“Just the other weekend, we had a lady who had fallen to the floor and her husband couldn’t lift her,” Robinson-Beck said. “I went there in an instant and helped get her up. It was two in the morning, but that’s not a factor. You just go.”

She and other members of the extended care team might personally visit up to two dozen or more patients on any given weekend, tending to everything from a need for supplies to altering medications to coaching family members willing to help as caregivers.

 

“Extended care that provides services at night and on weekends is, to me, the root of what our team depends on,” Robinson-Beck said. “Everybody expects people in place from 9 to 5, but we are always trying to go the extra mile in those so-called off hours as well. It’s our goal to fulfill every need, no matter the time.

“And if you need us there in person, we’re on the way.”

In Love and Health: Happy Valentine’s Day, from my heart to yours

3-bottom, Health, Local Food, Recreation, Senior Living, , ,

By Dr. Erik Johnson
Love & Health Chiropractic

The CDC is celebrating February “Heart Month,” with the Surgeon General’s “Call to Action to Control Hypertension.” This call implores each of us to take charge of our blood pressure because “a healthier heart can lead to a healthier life.”

 

What increases your risk for high blood pressure? The CDC shares the following:

  • Unhealthy Diet
  • Physical Inactivity
  • Overweight and obesity
  • Too Much Alcohol. More than one drink a day for women and two drinks a day for men. 
  • Tobacco Use
  • Family history of high blood pressure combined with unhealthy lifestyle choices.
  • Age. Because your blood pressure tends to rise as you get older.
  • Race or ethnicity. Black people, Hispanics, Asians, Pacific Islanders, American Indians, and Alaska Natives are at higher risk for high blood pressure.

The good news is that healthy behaviors can lower your risk for high blood pressure. If you have high blood pressure, you can take action to control it and improve your health. And if you enjoy healthy blood pressure, now is the time to create good habits that will sustain it.

About one out of two adults has high blood pressure (hypertension). High blood pressure puts you at higher risk for heart disease and stroke,  two of the leading causes of death, disability, and healthcare expenses.

What is a  good target to aim for? The CDC recommends keeping your blood pressure under 130/80 mmHg for most of us. AT the top of the list for bringing high blood pressure down are being more physically active and eating a healthier  diet. You can start by taking a daily walk (at the mall if the weather’s bad).

Instead of eliminating unhealthy foods and drinks from your diet, find tasty substitutes. Choose fruits, vegetables, 100% whole grains and chemical-free, free-range meats and eggs instead of foods made with white flour, white rice, sugar, and lots of chemical additives. Enjoy a sparkling water beverage or tea with no sweeteners instead of soda pop. And, if you’re a drinker, cut back on alcohol consumption.

 

You might want to learn to check  your blood pressure at home. Some people’s blood pressure rises whenever they go to a doctor’s or dentist’s office. This is called “White Coat Syndrome.” And it tells you about another contributing factor to high blood pressure: Stress.

If you live a high stress life (and who doesn’t these days) learn how to use deep breathing, mindfulness techniques, and relaxation practices like Yoga Nidra to let some of that stress go. The State of Michigan even provides the online mindfulness resource Headspace to help relieve stress. Check it out!

I know that lifestyle changes don’t come easy. Try to get  your family and friends on board. And of course, enlist support from your healthcare providers—including your chiropractor. An aligned spine enables your brain to communicate with all of your organs so that they can function optimally. In other words, a healthy spine supports a healthy heart.

Dr. Erik Johnson DC is a chiropractor at Love and Health Chiropractic in Wyoming at 1586 44th Street SW.

Senior Living: Healthy aging in the New Year

3-bottom, Health, Senior Living, ,

By Emily Armstrong
Area Agency on Aging of Western Michigan

Yoga is just one of the classes offered through Eaglecrest Healthy Agining, which is part of the Area Agency on Aging of Western Michigan. (pxhere.com)

Are you looking for ways to become or stay active in the new year? Don’t know where to start? Eaglecrest Healthy Aging — part of the Area Agency on Aging of Western Michigan — may be the right fit for you. Their motto is “Start where you are! Use what you have! Do what you can!” There is no pressure to jump into the highest level, instructors have modifications throughout the programming and can meet you where you are. They like to say, “You do You”.

 

In the new year, Eaglecrest Healthy Aging has expanded its suite of programming to include more specialized classes. The SISU Seated class will give folks just beginning to exercise, or those recovering from illness or injury, a place to start. Yoga, EnhanceFitness, Tai Chi, Boom Muscle, and Silver Sneakers Circuit are other classes that will help build endurance, strength, balance, and flexibility.

Eaglecrest Healthy Aging programs are designed specifically for older adults. They are dedicated to helping older adults stay active and independent, offering evidence-based classes that are safe and effective. As people get older the chance of suffering a fall increases. According to the National Council on Aging (NCOA), 1 in 4 Americans aged 65 and older falls each year. Incorporating a balance and exercise program can help build up a body’s flexibility and strength.

The Eaglecrest Healthy Aging classes come to you via Zoom. Want to try it without making a commitment? Interested participants can try all the live classes virtually for a week for free. Participants can meet the team of certified instructors and see the class format before committing to buying a package. There is no cost for SilverSneakers or Silver & Fit insurance members.

  

As an Eaglecrest Healthy Aging member, participants also gain access to its wide library of videos, so you can fit your workouts into your schedule. The revamped virtual class schedule just launched on Jan. 3.

To sign up for your free week or to learn about membership and view the latest class calendar, visit www.aaawm.org/HA. You may also email healthyaging@aaawm.org, or call 616-588-2580.

Local law enforcement and BBB share tips on how to recognize scams and how consumers can protect themselves

3-bottom, City of Kentwood, City of Wyoming, Crime Prevention, Local Business, Non-Profits, Our Cities, Pets/Animals, Senior Living, WKTV Projects,
Every day online users are bombarded with real — and scam — communications. The trick to keeping your money and personal information is knowing the difference. (Pixere.com)

By D.A. Reed, WKTV Contributing Writer

ken@wktv.org

With email and phone scams on the rise in an ever-increasing online and media culture, local law enforcement and government agencies are working to educate consumers on current scams and how to protect themselves from becoming victims.

Phishing, defined as the fraudulent practice of sending messages designed to trick individuals into revealing personal information, has become one of the main conduits for fraud.

Katie Grevious, Better Business Bureau Communications Specialist, told WKTV that falling victim to a scam has become more difficult to avoid as “scammers are becoming more crafty and creative.” Grevious said that scammers use fear and a sense of urgency to prompt consumers into following their directives: “It is an emotional situation. Something is wrong, something bad is going to happen — that’s what gets people.”

The ongoing pandemic has also played a role in increasing the phishing strategy, with emails offering grants to those out of work and in need of money. In a more general sense, an increasing number of consumers have begun shopping online, providing ample opportunities for scam artists to create situations that involve an emotional response of fear and urgency.

“We don’t see it really slowing down as the pandemic continues and we become more online and internet focused,” Grevious said.

This is the first of two stories on this on this subject; visit here for a story of personal interaction with possible scams.

Online shopping, social media scams

An online scam could also be as simple as clicking on a link to track an order. Scam artists often use the names of larger corporations, such as Amazon, to send emails offering a link to track an order that the consumer may not remember placing.

Grevious urges consumers to hover their computer mouse over the link, which will reveal a bar that states where it will actually take you, and even hover over the sender’s name to see the email address associated with that email. If it is a jumble of letters and numbers instead of, for example, Amazon.com, it is not legitimate. Also look at the browser — if there is a lock symbol and “https” listed there, it means it is a secure and authentic site.

“It is really important that people are vigilant all the time,” said Grevious. “Look for simple grammar and spelling mistakes. Big companies make sure everything is spelled correctly.”

Slowing down is also key to ensuring consumers don’t miss something important.

(Pixere.com)

“Think before you act,” Grevious said. “Our culture has a quick-go pace. We do a lot on our phones, so we don’t do that double-checking and hovering.”

Det. Andrew Tompkins of the Kent County Sherriff’s Office and member of the Metropolitan Fraud and Identity Theft Team agrees: “Good practice is that if you didn’t order anything or didn’t sign up for something, then it’s most likely a scam.”

Grevious also urges consumers to avoid emails that tell you to re-log into another account you may have, such as Facebook, and offer a link to do so in order to complete the instructions given. These are often ploys that will reveal your password to the sender.

“People may think it’s not important if their Facebook or Instagram account gets hacked,” said Grevious, “but a lot of people have a lot of similar passwords because it’s too hard to remember 200 different passwords to everything. Your Facebook password may offer a clue on how to get into more important accounts — like bank accounts.”

Preying on pet, gift card buyers

In 2021, one of the most common phishing scams involved buying pets online.

“People tried to buy pets online because of the pandemic,” Grevious said. “They pay for the pet through payment apps and then find out it’s a scam. The scammers will often use a random address on the website they create, so people assume it’s real. Then they show up at that address to get their animal and it’s not there.”

Buying pets online is also a place to be aware of possible cams. (Kent County District Court historic photo)

Grevious advises seeing the animal you are interested in purchasing in person beforehand, even if it involves traveling. “Legitimate businesses want to know you are a good fit for their animal. They want to see you in person.”

While email scams have become increasingly common, scams involving phone calls are still prevalent and used often in attempts to illicit money from victims.

Det. Tompkins said that one of the most common scams involves cold calls targeting people to send gift cards, claiming they are from various government agencies and that they have a warrant for the arrest of the consumer unless he/she pays to absolve the issue.

“Government agenc(ies) will never ask for gift cards to get you out of legal trouble,” Det. Tompkins said. “No legitimate business is going to ask for gift cards for services.”

Summer and winter have revealed an upward trend in scams as air conditioning and heat are turned on in homes.

“If you pay your electric bill online, and someone calls you saying they are from Consumers Energy and ask you to confirm personal information,” Grevious said, “say you will call them back and call the company from a number you know, like the number provided on the bill.”

Det. Tompkins had similar advice: “Do not give personal information or identifying information out. Don’t call the number that a person provides you over the phone, search the number for that business to call and confirm this is a real interaction.”

Some scams, however, play on the familiar. Det. Tompkins warns residents, especially the elderly, to be careful of scammers who call claiming to be family. “Scammers call elderly pretending to be their grandkids saying they were arrested and need to send money.”

When asked the standard amount lost by individual victims of scams, he said, “The typical amount of loss is under $1,000. But if the scammers target business or subject(s) that are wealthy, then the loss is in the several thousands.”

Grevious reminds consumers to remember that, “you are in control of your information and who you are talking to. Think before you act.”

Consumers are also urged to speak up if they become victims of a scam.

“The more people let us know what is happening, the more we can help,” said Grevious.

Resources and Fraud Report Links:

Better Business Bureau consumer resources and scamtracker site: https://www.bbb.org/scamtracker

https://www.bbb.org/all/spot-a-scam

https://www.bbb.org/all/spot-a-scam/how-to-spot-a-scam-email

Identity theft, contact the Federal Trade Commission: https://www.identitytheft.gov/#/

Phone scams: https://reportfraud.ftc.gov/#/

Tax scams or relating to the IRS: https://www.irs.gov/

Financial Perspective: Dental hygiene stretches beyond just a smile

3-bottom, Citizen Journalism, Health, Senior Living, ,

By Dave Stanley
Integrity Financial Services, LLC

Pxhere.com

As teeth are one of the busiest organs of the human body, they need to be taken care of with utmost priority. Our recklessness often neglects our oral health (dental health) in eating habits and hygiene routines. Our overall well-being is dependent upon our dental hygiene. A single shred of bacteria can set our whole body in pain and jeopardy as many organs get affected by the bacteria deposits in our teeth.

The matter of dental health includes the overall condition of our gums, salivary glands, lips, tongue, ligaments, and mouth tissues, and chewing muscles. It means being free of ceaseless oral-facial torment conditions, oral and pharyngeal (throat) tumors, oral delicate tissue injuries, and craniofacial tissues, all in all, known as the craniofacial complex.

Dental care is neglected at a very early age, due to which the dental health deteriorates on the arrival of adulthood and mostly in old age. Today, many senior citizens in the US are facing oral health-related problems that affect their overall health. There are ample medical outlets that provide dental care for senior citizens at cost or free throughout the country.

Importance of Dental Health

More often than youngsters, senior citizens fall into the trap of oral health malfunctioning. This is because, after retirement, they find it difficult and unnecessary to avail themselves of dental care facilities and checkups. Secondly, they often have inadequate and unbalanced appetites due to soreness, and tooth loss is inevitable. This minor health negligence can be a driving force behind many other chronic dental and overall health issues.

Good dental health influences the overall health and well-being of a person. Painful cavities and bleeding gums are signs of deteriorating dental and overall health. Children need to be guided about the significance of oral hygiene so that they do not face chronic tooth decay or tooth loss at the slight onset of old age from an early age. Recent reports indicate a relationship between strokes, cardiovascular diseases, breathing problems, and periodontal diseases with dental health.

The tooth diseases start at the onset of plaques, which accumulate in the teeth if they are not cleaned properly. This gives birth to bacteria that can be harmful to the whole body’s functioning, as this bacterium runs through the bloodstream to different organs of the body such as the heart or lungs. This bacterium becomes a hard base gathered at the base of teeth, inflaming the gums and causing painful swelling and bleeding. Daily brushing is necessary for oral hygiene; otherwise, these bacteria thicken into black substances such as tartar and cause multiple infections.

Another reason why you should take care of teeth is because it can cause cavities in the mouth, resulting in holes in the tooth structure. Cavities can rot the teeth at an early age; thus, one entirely becomes toothless by old age. So, if you want to possess some teeth as you age, the observance of dental health is a must.

Studies have also indicated a link between diabetes and tooth infections. Diabetic conditions are more vulnerable to tooth decay, gum infections, and cavities. This further puts a person’s overall health at risk.

Some tips to enhance your Dental Health 

  • It is advisable to brush your teeth twice every day with nutrient-rich toothpaste, like fluoride-containing toothpaste.
  • Flossing can prevent the accumulation of bacteria or any food leftover; thus, it can be done at home or done at a dental clinic.
  • The best practice to keep your teeth healthy is to visit the dentist once a week or twice a month. Dental checkups can be very beneficial as the dentist can advise on the onset of any medical condition or provide counseling on preventive measures.
  • Diabetic patients must immediately visit the dentist if they feel a slight ache, swelling, or bleeding in the gums.

Facilities by Government

In the U.S., the government has devised free medical health, dental, and insurance plans for senior government agencies through which clinics, charities, and non-profit organizations offer extensive medical and dental care. These dental and medical care facilities are free of cost and quality assured, with special attention paid to senior citizens’ health.

The senior citizens can apply for government-funded health programs that suit their medical conditions: a renowned government-owned free health and dental organization. Medicare provides assistance in dental care for senior citizens.

The public medical care service is like a free health insurance plan with comprehensive and extensive medical and dental facilities and allowances. The U.S. government founded it in 1965. This program is for senior citizens, youngsters, and other patients with chronic health conditions and disabilities. The senior citizens can enroll in this program and apply for Medicare medical and dental facilities for 50% and above provisions.

Senior Health Insurance Assistance Program (SHIP) is a database of specialists and doctors who act as consultants. They also assist senior citizens in understanding the importance of medical care, dental health,insurance plans, and billing processes. Many other such plans can be of great assistance to senior citizens.

Apart from this, every county’s dental association can provide accessible dental care facilities, dental checkups, and dental medicines to the enrollees.

Dave Stanley is the host of Safe Money Radio WOOD1300 AM, 106.9 FM and a Financial Advisor and Writer at Integrity Financial Service, LLC, Grandville, MI 49418, Telephone 616-719-1979 or  Register for Dave’s FREE Newsletter at 888-998-3463  or click this link:  Dave Stanley Newsletter – Annuity.com  Dave is a member of Syndicated Columnists, a national organization committed to a fully transparent approach to money management

Retiring Huntington president jumps into volunteering, hopes others will follow

3-bottom, Citizen Journalism, Kids Activities, Local Faces, Our Cities, Recreation, Senior Living, Volunteers, , ,

By Joanne Bailey-Boorsma
joanne@wktv.org

John Irwin helps a student at the Y’s Safety Around Water program. (WKTV/Joanne Bailey-Boorsma)

Upon retiring as the West Michigan region president for Huntington Bank, John Irwin traded in his business suit for a different kind of suit, swimming trunks. His boardroom is now a swimming pool and instead of talking about financial security, he is now discussing water safety.

“I knew with retirement that I wanted to give back to my community,” said Irwin, who is a triathlete having completed more than 80 events in the past 20-plus years. “I knew I wanted to do something more on a one-to-one basis versus being on a board.”

Being a member at the David D. Hunting YMCA in downtown Grand Rapids, Irwin was aware of the many programs being offered at the Y, such as the water safety program.

“I basically sent an email and said ‘I don’t want to run the program. I don’t want to get paid.’ I just wanted to volunteer,” Irwin said. “I think Becky was like ‘You’re my type of person.’ That is how easy it was.”

Becky Haveman, the YMCA association aquatics and safety director, gives out a little laugh.

“John sent me an email with his story and I said we should talk,” Haveman said, adding that the Y has had volunteers in the past help with the water safety instruction. “It is not unusual for us to have 14- and 15-year-olds looking to eventually teach.”

Irwin went through training with the Y staff, watched classes and in September was set up with his own class of about a dozen six-year-olds who have never been near the water.

John Irwin. a retiring Huntington Bank executive, with his first Safety Around Water class. (WKTV/Joanne Bailey-Boorsma)

Jumping in

“You see them now and you think I am their best friend,” Irwin said after just completing a short class demonstration. “It didn’t start off that way. Many of them would not even get in the water, much less near it.”

In Michigan, on average, a person is only about six miles away from natural water, Haveman said. Because of that, the YMCA offers a number of water safety and swimming classes. In fact, these classes are one of the most popular programs at the Y, with the organization teaching more than a million such classes nationwide.

“The water safety class is designed to teach the students that if they fall in the water or see someone fall in, they know what to do,” Haveman said.

There is the “jump, turn, grab” technique where students are guided on learning how to turn and grab onto the side or something if they fall into the water, Haveman said. There is also the “swim, float, swim” technique that if a student is swimming and gets tired, they roll over on their back and float for a while to rest and then resume swimming, she said.

After demonstrating a technique, Irwin asked “OK, who’s going into the water?” A few hands shot up right away and Irwin takes each child, one at a time, until he gets to a little red-headed boy who with a pouty face, shakes his head no.

“You don’t want to do it today?” Irwin asks with a smile. The boy again shakes his head no. “That’s OK. I know. You don’t like to jump in the water.”

Volunteering for the swimming program seemed like a natural fit for Irwin because of his triathlon experience. Irwin also got his level one swim coach certification.

John Irwin with the Y’s aquatics and safety director, Becky Haveman (WKTV/Joanne Bailey-Boorsma)

“I am hoping that now I am retired, they plan on using me a little more,” Irwin said. Havman gives a quick head shake yes.

Irwin also is sharing his story in hopes of encouraging others to follow in his path.

“When people look at the Y, they see the buildings but they don’t think about all the great programs that they offer that are inside the buildings,” Irwin said. “I would encourage people to reach out to the Y, or any organization they want, and take what they love and see how they can use that talent to give back.”

Who knows, you might end up trading your suit for a pair of gloves and a garden or maybe some shorts and a gym, or, perhaps like Irwin,  a pair of swim trunks and a pool.

Like to join the fun? The Y will be hosting training classes for would-be lifeguards. The four-day trainings are Dec. 20-23 and Dec. 27-30. Lifeguards must be at least 16, and while most are high school and college students, the ranks are made up of professionals, retirees, and stay-at-home moms. For more information, visit grymca.org/events/lifeguard-training-class. For the Safety Around Water program, visit grymca.org/news/water-safety-y.

Nursing shortage renews push for patient load limits

3-bottom, Citizen Journalism, Health, Our Cities, Senior Living,

By Nicholas Simon
Capital News Service

LANSING — A staffing crisis at Michigan hospitals has renewed efforts to protect nurses from unmanageable patient loads and too many hours of consecutive work.

The Safe Patient Care Act, first introduced in 2017, has picked up additional cosponsors from both parties in the House and Senate. It seeks to regulate how many patients a nurse can care for and the number of consecutive hours that they can work.

It would also publicize hospital nurse-to-patient ratios.

  

Nurses are “forced to make painful choices every day,” Jamie Brown, the president of the Michigan Nurses Association, said in a statement.

“The hospital industry has been purposely getting by with inadequate (registered nurse) staffing levels for years,” said Brown, who leads the state’s largest nurses union. 

“Nurses have long warned that our communities would suffer the kind of dangerous crisis that nurses and patients are facing now. The pandemic has only worsened and exposed hospitals’ emphasis on money above all else,” Brown said.

The union says that those choices are a result of hospitals trying to protect their bottom line. But Brian Peters, the chief executive officer of the Michigan Hospital Association, argues that government mandates for every hospital would be ineffective and make it harder for hospitals to operate.

“The one-size-fits-all approach inherent in legislatively mandated decisions impacting clinical care typically fails to recognize the complexity of patient care and the diversity of healthcare environments,” Peters said in a statement.

Unlike truck drivers, air-traffic controllers, pilots and rail operators, nurses have no federal limit on how many consecutive hours they can be forced to work, according to the Michigan Nurses Association.

 

Nurses can be fired and have their licenses stripped for refusing forced overtime even if they don’t feel fit to work because hospitals can claim that they are abandoning their patients.

Medical errors are the leading cause of preventable death, beating out smoking and obesity, according to the Journal of Patient Safety.

 

Nationally, the Nurses Association estimates that 440,000 people in the United States die every year due to infections and delayed or incorrect medications, problems that proper nursing care could prevent.  Studies over the past two decades have linked  patient mortality and staffing ratios, according to the union.

In Michigan, even before the pandemic, one in five nurses was aware of when understaffing led to a patient’s death, and half of registered nurses said they are assigned unsafe patient loads at least half the time they are working, according to the union.

Hospitals say that staffing is a collaborative process and fixed ratios “don’t allow for flexibility and innovation,” said John Karasinski, the communications director for the Michigan Hospital Association.

 

“Every hospital in Michigan has a process in place to ensure that each of their clinical units is appropriately staffed,” Karasinski said. “These processes are based on individual patient needs and the training, experience and capabilities of the entire clinical care team, including nurses.”

However, half of Michigan nurses say hospitals rarely or never adjust their schedules, even when they report unsafe workloads, according to a survey paid for by the Nurses Association. The majority (80%) of Michigan nurses are not protected by a union and face harsh repercussions for speaking out against hospital practices. The Nurses Association reports that multiple nurses have been fired over the last two years for trying to raise the alarm over this issue, worsening staffing shortages that are already at crisis levels.

    

Staffing shortages are affecting hospitals across the state. The Michigan Hospital Association says 80% of nursing groups nationally have reported an increase in turnover due to the pandemic and that there are nearly 2 million openings for nurses across the country.

“Hospitals want to hire more nurses, and they want to retain the nurses they currently employ, but the current national demand for nurses far exceeds the available supply,” Karasinski said.

The Michigan Nurses Association said that the Safe Patient Care Act will bring nurses back to work. It points to data from the federal Department of Health and Human Services that indicates Michigan was on track to have a more than 5,000 nurse surplus by 2030 as proof that there are plenty of nurses, but that hospitals are causing them to leave their jobs.

 

Brown, who also works as a critical care nurse at Ascension Borgess Hospital in Kalamazoo, said nurses are staying away from hospitals for safety concerns.

“Evidence shows there are enough qualified nurses to fill needed positions,” Brown said. “However, unless there is a serious commitment to safe staffing, fewer and fewer nurses will continue to choose to work in these dangerous settings.”

The Safe Patient Care Act was introduced in March and is a continuation of previous failed efforts. But supporters say they hope the pandemic has refocused attention to safer hospital care.

The legislation dealing with limits on forced overtime has 45 sponsors in the 110-member House. That’s 34 more cosponsors than it did the last time it was introduced in 2017.

 

The package of legislation was sent to a committee in March and there are currently no meetings scheduled to take up the issue.

Brown said the problem cannot be put off any longer, and she hopes to see movement on the issue before the end of the term.

“We are seeing this downward spiral happen in real time,” Brown said. “Michigan legislators need to address the problem. We don’t need Band-Aids, we need substantive solutions.”

ABOUT NICHOLAS SIMON

Nicholas Simon is a multimedia reporter from South Haven, Michigan. His areas of interest include international relations, commercial spaceflight, ecology, and globalization. He has covered events for both print and broadcast outlets ranging from protests to presidential debates and currently covers the Grand Ledge community for the Spartan Newsroom.

Remembrance and renewal: veteran home’s Hebe Fountain restoration campaign brings back memories

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  • The current state of the Hebe Fountain at the Michigan Veteran Homes at Grand Rapids. (Supplied)
  • Larry Arreguin Sr. was a proud World War 2 U.S. Navy veteran involved with many veterans organizations, and was loving family man suffering from Alzheimer’s disease in the last years of his life. (Courtesy of Arreguin family)
  • Larry Arreguin’s sons, Aaron and Caton, after playing in the Hebe Fountain at what is now called the Michigan Veteran Homes at Grand Rapids during a visit to the facility to visit their grandfather, Larry Arreguin, Sr.. (Courtesy of Arreguin family)
  • Larry Arreguin with his sons. (Courtesy of Arreguin family)

By K.D. Norris

ken@wktv.org

For many people, memories of visiting the Michigan Veteran Homes at Grand Rapids, previously known as the Grand Rapids Veterans Home, are bittersweet — caring people caring for a father or brother; strolling the grounds, the veterans cemetery in the distance; sitting quietly around the historic Hebe Fountain.

For Larry Arreguin, memories of his father, Larry Sr., a proud World War 2 U.S. Navy veteran and loving family man suffering from Alzheimer’s disease before he died in 2004, are forever linked to the facility and the fountain.

“The Hebe Fountain and Michigan Veterans Home in Grand Rapids played a significant role” in his father’s and his family’s history, Arreguin said to WKTV. “Both of these places own a somber and joyful piece of my heart.”

Arreguin — a Detroit resident who has worked in a staff position for the City of Detroit and the office of U.S. Rep. John Conyers, Jr., as well as serving on the board of the Michigan Alliance of Latinos Moving Toward Advancement — spoke to WKTV as the Michigan Veteran Homes GR is embarking on a long-awaited restoration campaign of the historic Hebe Fountain on its campus.

The campaign hopes to receive 100 percent of the $120,000 in funds needed by this Veterans Day, Nov 11, of this year.

“My family and I would visit my father at the Home and we would often sit with him near the fountain and enjoy the day while my children would play nearby,” Arreguin said. “Every time we were there, we tended to gravitate towards the Hebe Fountain. During the warm months, my toddlers would splash in the fountain and my father and I would sit there, laughing at how much fun they were having.”
 

Larry Sr., was diagnosed with Alzheimers in 2001 while he lived with Arreguin and his wife in in Detroit.

“A year before, we were fortunate to have twin boys (Aaron and Caton) join our family and was blessed to have a nanny staying with us. However, in 2002, my fathers condition worsened and another son (Cesar) arrived,” Arreguin said. “Trying to care for three babies and also an elder became too much for my wife and I.

“As we searched throughout Michigan for assistance, one place kept coming up and that was the Michigan Veterans Home at Grand Rapids. We knew there was a special wing at the facility that was designed to care for Alzheimer’s patients and after many days praying we decided to take my father there to visit. Once there, the nurses and other staff were so welcoming and pleasant that I felt confident in the quality of care that was being provided. I knew admitting him there would provide a much better quality of life than what I could back in Detroit.”

On Feb. 16, 2004, Larry Sr. passed away from complications from Alzheimers.

“He lived his life to the fullest and was always cognizant of the sacrifices made by others that served in the Armed Forces,” Arreguin said. “He did this through his work as Commander of American Legions Post 183, Chef de Gare of Voiture 946 of the Forty and Eight and his work with the Veterans of Foreign Wars Posts 701 and 6132.”
  

In his travels, Arreguin said, he often stops by the home to “reflect on the wonderful experiences” and to express his gratitude to the staff for all they did.

“Although last year when I visited, I was saddened to see the condition of Hebe Fountain, and made it a point to agitate and advocate for repair,” he said. “I’m hopeful, my boys and I can return when the fountain is restored to its previous glory and once again feel that tremendous happiness that was felt when visiting my father.”

  • Lee Walton, veteran resident of the Michigan Veteran Homes at Grand Rapids, tours the Hebe Fountain at the facility with Tiffany Carr, community engagement coordinator at Michigan Veteran Homes (MVH). (Supplied)
  • The current state of the Hebe Fountain at the Michigan Veteran Homes at Grand Rapids. (Supplied)
  • The current state of the Hebe Fountain at the Michigan Veteran Homes at Grand Rapids. (Supplied)
  • The current state of the Hebe Fountain at the Michigan Veteran Homes at Grand Rapids. (Supplied)

History, deterioration over the years

The fountain, designated as a local landmark by the Grand Rapids Historic Preservation Commission in November 1990, has been adored by veteran members and visitors to the campus since it was established by J.L. Mott Iron Works in 1893.

But over the last three decades, weather and deferred maintenance has caused the fountain to erode, and it has remained inoperable since being shut off in 2019.

The first noticeable step in the hoped-for restoration process will be the dismantling of the fountain to send it to restoration experts for a much-needed refresh, set to begin this week.

The complete restoration of the Hebe Fountain will include a new water filtration system, structural repairs to the base and water reservoir and a restoration of the adjacent drinking water fountain. Any remaining funds will be dedicated to annual maintenance and landscape beautification.

“The Hebe Fountain has been part of our legacy in caring for our nation’s heroes both past and present since 1893,” Tiffany Carr, community engagement coordinator at Michigan Veteran Homes, said in supplied material. “We owe it to our members to restore this landmark to its former glory and continue to offer veterans a place to call Home that remembers and honors its history.”

The Hebe Fountain Restoration Campaign follows the opening of the Michigan Veteran Homes at Grand Rapids, a new state-of-the-art facility that consists of four unique neighborhood buildings and a community center on the campus in Grand Rapids. Veteran members began moving into the new “Home” in July of this year.

Persons who wish to donate to the Hebe Fountain Restoration Project can send a check payable to Michigan Veteran Homes at Grand Rapids at 3000 Monroe Avenue N.E., Grand Rapids, MI 49505.

Persons can also visit michigan.gov/mvh, click on Support MVH, followed by Donate and then Donate Online and select Michigan Veteran Homes at Grand Rapids as your donation option.

For more information or questions about the restoration project, contact Tiffany Carr at carrt1@michigan.gov or 616-365-3834.

Michigan Veteran Homes (MVH) is the entity that provides day-to-day operational oversight of the state’s veteran homes on behalf of the Michigan Veterans Facility Authority (MVFA) and is a branch of the Michigan Department of Military and Veterans Affairs (DMVA). The MVH operates the Michigan Veteran Homes at Grand Rapids (MVHGR), the Michigan Veteran Homes D.J. Jacobetti (MVHDJJ) in Marquette and the new Michigan Veteran Homes at Chesterfield Township (MVHCT).

For more information visit: michigan.gov/mvh.

Kentwood, Chamber set to host community and senior expo

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South Kent Community and Senior Expo is set for Tuesday, Oct. 26, at the Kentwood Activities Center, 355 48th St. SE.

By WKTV Staff
joanne@wktv.org

Community members of all ages are invited to the fifth annual South Kent Community & Senior Expo on Tuesday, Oct. 26.

The free event, hosted by the City of Kentwood and Wyoming-Kentwood Area Chamber of Commerce, is set for 9 a.m.-12:30 p.m. at the Kentwood Activities Center, 355 48th St. SE. It will feature a variety of products and services from more than 35 local businesses, as well as health screenings, flu shots, door prizes and free food.

The free health screenings will include blood pressure, spine alignment and more. The flu shot clinic will be provided by Walgreens from 10 a.m.-noon. For individuals without qualifying insurance, the cost will be $35.99 for a regular-dose flu shot for ages 64 and younger, or $65.99 for a high-dose for ages 65 and older.

“The South Kent Community & Senior Expo provides community members with a great opportunity to connect with a broad range of businesses and organizations in southern Kent County,” said Bob O’Callaghan, president/CEO of the Wyoming-Kentwood Area Chamber of Commerce. “We look forward to this event each year and showcasing local products and services.”

The City of Kentwood is proud to partner with the Chamber on the expo, said Recreation Program Coordinator Ann Przybysz.

“There’s something for everyone at this fun community event,” Przybysz said. “We encourage residents, businesses and organizations to join us for a great lineup of activities.”

Touchdown sponsors of the football-themed expo are Consumers Energy, Estate Information Services, Inc., St. Ann’s Home and United Healthcare. Field goal sponsors are Baldwin House of Grand Rapids, HealthBridge Post-Acute Rehabilitation, Mission Point Healthcare Services, Priority Health and The Care Team.

Vendor space at the expo is available. Interested vendors are encouraged to complete an online vendor registration form. More information about the event is available at kentwood.us/SouthKentCommunityExpo.

Kentwood artists take part in exhibit bringing healing to veterans

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George Doornbos created this piece of a soldier kneeling in front of a grave. (Supplied)

By Sheila McGrath
WKTV Contributing Writer

George Doornbos and Dewey Heetderks, two veterans residing at Holland Home’s Breton Woods campus, both took up woodworking in their retirement years and found the art form greatly enriched their lives.

So when an opportunity arose to take part in a veterans-only exhibit designed to bring healing through art, they both signed on.

Doornbos and Heetderks each showed woodworking pieces in Has Heart, an ArtPrize venue at Veterans Memorial Park in downtown Grand Rapids. ArtPrize 2021 ran Sept. 16 to Oct. 3. 

The 21 works in the Has Heart collection were all created by military veterans, many of whom struggle with homelessness, PTSD, military sexual trauma, and thoughts of suicide.

 

Doornbos said working with wood helps keep his mind off aging and other unpleasant things. He was eager to participate in the exhibit hoping other veterans might also find peace through making art.

Artist George Doornbos (Supplied)

“I am very glad I went through it,” Doornbos said. “We were hoping to inspire some veterans or older people like myself to see if we could interest them in art or some other hobby to keep their mind off their troubles.”

Doornbos was in the Army from 1953 to 1955, serving as a radio operator. He took up woodworking seven years ago, at the age of 80, in the Holland Home wood shop. He works in a process called intarsia, which involves coloring and combining pieces of wood to form an art piece.

 

Dewey Heetderks creates hand carved wooden bowls using the grains and natural defects found in the wood to create unique and expressive works. (Supplied)

He typically creates animals, scenery or lighthouses, he said, but for the ArtPrize exhibit he entered a piece depicting a soldier kneeling over the grave of a fallen comrade. It was an idea that came to him about a year and a half ago, after he took part in an Honor Flight.

Honor Flights, funded by a nonprofit organization, transport American veterans to Washington D.C. to visit the memorials honoring those who have served and died for the country.

“We went to the cemetery and the various war monuments, and this impressed me – the number of people who have given their lives so we can live with the freedoms we have. I was moved by that whole experience that whole day,” Doornbos said.

Heetderks worked in the Army medical corps as a urologist from 1963 to 1965, after graduating from the University of Michigan. He began turning wood about 15 years ago, at the age of 75, while spending winters in Florida.

 

Heetderks hand carves wooden bowls, using the grains and natural defects found in wood to create unique and expressive works.

Artist Dewey Heetderks

“Wood is a beautiful product of our lord,” he said. “If it’s sanded and polished and given the opportunity with a beautiful finish, it’s lovely. I embellished every bowl I made. I made a special effort to create something unique, and that was a lot of fun.”

Neither of them had any plans to enter ArtPrize until a representative from the organization visited Holland Home to tell the residents about the veterans-only exhibit being created this year.

Both artists said the most important thing about the exhibit was giving veterans a creative outlet.

“For those that were involved, art for them was particularly important, particularly those that were suffering from post-traumatic stress syndrome,” Heetderks said. “It was obviously a release for them. It’s wonderful.”

University of Michigan Health-West first state health system to utilize AI-powered documentation

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University of Michigan Health – West Chief Medical Information Officer Dr. Lance M. Owens discusses patient care while the Dragon Ambient eXperience program takes notes. (Supplied)

By WKTV Staff
joanne@wktv.org

University of Michigan Health-West (formerly Metro Health – University of Michigan Health) is the first system in the state to pilot automated documentation in the exam room, allowing health providers to focus on the patient rather than the computer.

 

The AI-powered Nuance Dragon Ambient eXperience (DAX) is an ambient clinical intelligence solution that captures and contextualizes every word of the patient encounter and automatically creates clinical documentation.

 

The pilot at University of Michigan Health-West began earlier this year with 13 providers, throughout primary and specialty care settings.

 

“We have already discovered multiple advantages to suggest that Nuance DAX could become a transformative innovation for our organization,” said Dr. Lance M. Owens, Chief Medical Information Officer, who is leading the pilot. “This technology captures documentation automatically and removes the computer as a barrier between providers and their patients and enables better patient- provider engagement. It is yet another way we are relentlessly pursuing our vision to deliver innovations that change care and care that changes lives.”

University of Michigan Health – West Chief Medical Information Officer Dr. Lance M. Owens has been leading the pilot on ai-powered documentation. (Supplied)

“University of Michigan Health-West is a model for the deep partnerships needed to transform healthcare delivery and empower physicians with the advanced technology they need to provide personalized patient care,” said Diana Nole, Executive Vice President and General Manager of Nuance Healthcare. “Nuance DAX works seamlessly in the background unlocking the physician from the burden of administrative tasks and enables them to focus solely on the patient. This was our vision when introducing Nuance DAX, and now, together with our customers like the University of Michigan Health-West, we are bringing that vision to life by delivering an enhanced patient-provider experience.”

 

In initial surveys at pilot sites, when asked to compare their visit to previous healthcare encounters, patients overwhelmingly agreed with several performance indicators, stating:

  • “My visit felt more like a personable conversation.”
  • “The provider seemed to be more focused on me during the visit.”
  • “The provider spent less time typing on their computer.”

“The benefit to patients is becoming readily apparent,” Owen said. “By reducing the documentation burden, we allow providers to focus on delivering the best care for their patients and stronger patient-provider relationship.”

 

After using Nuance DAX, one University of Michigan Health-West provider saw a decrease in 31 minutes per day in documentation. Another provider saw an average reduction of 5 minutes of documentation time per appointment. One particularly efficient provider decreased time per note from two minutes to 1.9 minutes, totaling a significant decrease in documentation time overall. In addition to helping providers stay on schedule and spend more time with patients, the system improves accuracy and thoroughness of documentation because providers don’t have to divide their attention between patient and computer.

“As we continue to track key metrics during the pilot, we plan to roll out the system for all primary care physicians over the next year,” Owens said. “We see potential to expand for specialty use, in the Emergency Department and nursing settings in the near future.”

 

For more about University of Michigan Health-West and its innovation initiatives, please visit www.uofmhealthwest.org. 

Fresh produce more accessible for low-income Michiganders

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More fresh produce will be available to low-income Michigan residents. (supplied)

By Barbara Bellinger
Capital News Service

LANSING — A program that gives low-income Michigan residents fresh fruit and vegetables and a path to healthier nutrition recently got a $2 million boost from state lawmakers.

That’s up from the $900,000 they allocated last year for the Double Up Food Program. The program gives participants a dollar-for-dollar match on fresh fruits and vegetables. Families receive twice the quantity of produce for half the price.

“It feels as if when this program was started, it was just a crazy idea,” said Alex Canepa, the policy manager for the Fair Food Network, which manages the program. “Now it’s time has come. Both Lansing and D.C. (legislators) are talking about the importance of nutrition security.”

Michigan’s Double Up program launched in 2009 as the first state in what is now a 29-state program run by the Fair Food Network based in Ann Arbor. The program has grown from five Detroit-area farmers markets to around 250 farmers markets, mobile markets, food stands and independent grocers.

 

The U.S. Department of Agriculture awarded the food network a four-year, $12.5 million grant in 2019 for program expansion. But to get the money, the program needs a 50% match, Canepa said.

“The state money allows us to draw down the full remaining balance,” Canepa said.

This added benefit is necessary for a state that has 1.9 million people who are food insecure, according to a Food Security Council report. 

“One administrative change the state made early in the pandemic was to eliminate the $20-per-day limit for Double Up Food Bucks,” Julie Cassidy, the senior policy analyst for the Michigan League for Public Policy, wrote in an email. “This helped families stretch their food assistance dollars as far as possible when so many were suddenly struggling, food prices were skyrocketing, and local pantries were pushed to the limit.”

“It gives customers really good options,” said Courtney King, the manager of King Orchards in Kewadin and Central Lake in northern Michigan. “I love that it’s just for like fresh produce, which really helps us and them.”

Michigan farmer markets and farm stands are part of the Double Up Food Bucks program. (Supplied)

Becoming a Double Up Food Bucks retailer requires a lot of accounting, but it’s a great way to provide fresh produce to people who might otherwise think it is too expensive, King said.

“It’s a multi-pronged process,” said Joe Lesausky, food access director for the Michigan Farmers Market Association.

Farmers markets and farm stands first apply to be approved by the U.S. Department of Agriculture as a vendor for the Supplemental Nutrition Assistance Program, also known as SNAP. Then they must contact the Michigan Farmers Market Association to apply to become a Double Up Bucks retailer.

The program is in 67 of Michigan’s 83 counties and adds about 10 new sites a year, Lesausky said. Officials say they hope to reach all of the state’s counties in the next three years. 

“We saw an increase of Double Up spending before the pandemic in even middle and upper-middle class communities,” Canepa said.

“Nutrition insecurity isn’t always where you expect it to be.”

ABOUT BARBARA BELLINGER

Barbara Bellinger

Barbara Bellinger is a master’s student in journalism at Michigan State University. Her journalistic interests include undocumented immigration, international journalism and the criminal justice system. She hopes to become a reporter for CNN, NPR or a local Michigan news outlet.

Fall is best time to get your flu shot before the season begins

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Now is the time to get a flu shot. (pxhere.com)

By Vladislava Sukhanovskaya
Capital News Service

LANSING — Michigan health officials expecting a heavier flu season than last year hope to vaccinate more than 40% of the population.

Last flu season Michigan’s vaccination rate was about 34%, according to the Michigan Care Improvement Registry. That was the highest state flu vaccination rate of all time, according to state health officials.

In the 2019-20 flu season 31.6% of people were vaccinated, according to state numbers.

The best time for flu shots is in September and October so people are protected before the flu starts to circulate, said Terri Adams, the section manager of immunizations at the Michigan Department of Health and Human Services. 

The new flu season may be worse than last year when COVID-19 precautions helped keep it from spreading.

“Last year we had a low number of flu cases, but we were mitigated at home, socially separated, schools closed and sports were canceled,” Adams said.

Rates of viral infections are already rising, said Dr. Rebecca Schein, a Michigan State University assistant professor in the Department of Pediatrics and Human Development.

“Last winter was odd in that there was very little influenza due to the infection prevention measures that were in place,” she said. “This year, we are already seeing rising rates of other viruses and we anticipate a typical flu season with high rates of infection.”

The flu vaccination rate reported by Michigan in the 2019-20 flu season is 31.6%. That is less than the 49.7% the U.S. Centers for Disease Control and Prevention reported that year.

The gap is caused by differences in collecting data, state officials say.

The state figures count people from 6 months to 20 years and part of the population above 20. The federal data is based on the National Health Interview Survey, the Behavioral Risk Factor Surveillance System, and the Pregnancy Risk Assessment Monitoring System to estimate the number of vaccinated people according to the health officials.

Michigan’s federal 2019-20 flu vaccination rate ranks 38th in the nation and is just below the national average rate of 51.8%.

Among the reasons people refuse to get a flu shot is that they don’t think that they’ll get sick or they are afraid of vaccine side effects, according to research scientists at the CDC.

Flu season pops up in different months every year, and it’s hard to say when the next season starts, Adams said. She said peopleshould receive the shot at least two weeks prior to the flu beginning to circulate for maximum protection.

But since the influenza season peaks in February, Adams said, it’s still worth getting a vaccine after the winter holidays and even into the spring or summer.

“Persons can receive an influenza vaccine as long as they are available until the vaccine expires, which for most of the inventory is June 30, 2022,” said Jackie Anderson, the personal health supervisor at Barry-Eaton District Health Department.

“People can get a COVID-19 and a flu vaccination at the same time, Schein said. “I have to say we don’t have direct data of receiving the COVID-19 vaccine and a flu vaccine together. But from what we know from other vaccines given in groups, the CDC is not concerned about them giving at the same time. They have said that it is fine to get them together.”

Dr. Annette Mercatante, the medical health officer at the St. Clair County Health Department, agreed.

“In general, we like to vaccinate simultaneously because people don’t tend to come back,” Mercatante said. “So, you have them in front of you (and) you want to get them all vaccines that they are eligible for.”

An effort to make 988 for suicide prevention means West Michigan will be dialing 10-digit phone numbers

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In preparation for the new 988 phone number for the National Suicide Prevention Lifeline, starting Oct. 24, West Michigan residents will need to dial the full 10-digit number to make a local call. (pxhere.com)

By Joanne Bailey-Boorsma
joanne@wktv.org

When phone numbers were first established in the late 1880s, they were just a series of three numbers. As the population grew, the number system expanded to seven digits locally with a three-digit area code for long distance.

Starting Oct. 24, in many areas of Michigan, it will not matter if you are making a local or long distance phone call, you will be required to dial 10-digits — one plus the area code plus the number.

The reason? The Federal Communications Commission has designated 988 as the abbreviated dialing code that can be used to reach the suicide prevention hotline. Officials expect the 988 dialing code to be active by July of 2022.

“In many area codes across the country, 988 is already used as a prefix, or first three digits after the area code of customer telephone numbers,” the Michigan Public Service Commission announced in a press release earlier this year. “In order for 988 to dial directly to the National Suicide Prevention Lifeline, any area code that includes 988 prefix must transition from seven-digit dialing (dialing without the area code) to 10-digit dialing (1 plus the area code with the telephone number.”

Residents with the 616, 810, 906, and 989 area codes will have to make the switch to 10-digits for all local calls. As of Oct. 24, if a resident with that area code dials with only seven digits, the call may not be completed and a recording may inform the caller that the call cannot be completed as dialed. The caller will have to hangup and redial the 10-digit number.

Phone numbers will not change, residents only need to add the area code to the existing number. It is recommended that residents check contacts to make sure that the complete 10-digit number is stored in their devices. It is also recommend that businesses review devices that rely on numbers to assure all contacts’ 10-digit numbers have been stored.

Other three-digit numbers such as 911 for emergency and 221 for community services will not be impacted.

 

The new 988 number for the National Suicide Prevention Lifeline goes into effect on July 16, 2022. Until then, residents can cal the hotline at 1-800-273-8255 (1-800-273-TALK). Veterans and Service members may reach the Veterans Crisis Line by pressing 1 after dialing, chatting online at www.veteranscrisisline.net or texting 838255.

According to the FFC, since 2008, suicide has ranked as the tenth leading cause of death in the United States. Suicide claimed the lives of more than 48,000 Americans in 2018, resulting in about one death every 11 minutes. An FCC staff report to Congress in 2019 proposed establishing 988 as an easy to remember three-digit code for the National Suicide Prevention Lifeline. Staff analyzed various options and determined 988 was the best option for increasing access to crisis resources and ensuring the fastest possible transition. Establishing the easy-to-remember 988 as the “911” for suicide prevention and mental health services will make it easier for Americans in crisis to access the help they need and decrease the stigma surrounding suicide and mental health issues, state FCC officials in a release about the new three-digit number.

The National Suicide Prevention Lifeline is a national network of approximately 170 crisis centers. The centers are supported by local and state, and public and private sources, as well as by Congressional appropriations through the Department of Health and Human Services’ Substance Abuse and Mental Health Services Administration (SAMHSA).

At this point, it is probably a good idea for residents start using 10-digit numbers as some areas in the country have been forced to add second area codes due to running out of phone numbers. The FCC estimates there are more people than phone numbers. 

After official ribbon cutting, new administrator takes leadership of Michigan Veteran Homes GR

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Gov. Gretchen Whitmer, center, was among the “ribbon cutting” team at the grand opening of the Michigan Veteran Homes at Grand Rapids, (Michigan Veteran Homes)

By K.D. Norris

ken@wktv.org

There was a long list of dignitaries, led by Gov. Gretchen Whitmer, on hand at the official ribbon-cutting opening of the Michigan Veteran Homes at Grand Rapids, once known as the Grand Rapids Veterans Home, last week.

But maybe the most important person when it comes to the operation of the facility and the care of its veteran residents did not handle one of the scissors cutting the ribbon.

 

Carly MacDonald, who has been hired to serve as the new administrator of Michigan Veteran Homes GR, was present at the Sept. 2 event but did not officially take the position until this week. MacDonald took over from Tracey Nelson, the previous administrator, who successfully led the facility for more than three years through a significant transition in anticipation of the new building opening and its COVID-19 response efforts.

Michigan Veteran Homes (MVH) provides day-to-day operational oversight of the state’s veteran homes on behalf of the Michigan Veterans Facility Authority (MVFA) and is a branch of the Michigan Department of Military and Veterans Affairs (DMVA). The MVH operates the Michigan Veteran Homes at Grand Rapids (MVHGR), along with homes in Marquette and Chesterfield Township. For more information, visit michigan.gov/mvh.

“As a granddaughter and daughter of veterans, I learned at an early age the importance of serving others and our country,” MacDonald said in supplied material. “It’s an exciting time for our team at Grand Rapids as we transition to our new Home and I look forward to meeting and getting to know our veteran members, volunteers and staff.”


The importance of MacDonald’s job and the work she will lead at the new “Home” was echoed by many of the dignitaries at the Sept. 2 grand opening.


U.S. Army Maj. Gen. Paul D. Rogers, adjutant general and director of the Michigan Department of Military and Veterans Affairs, addressed the crowd at the grand opening of the Michigan Veterans Homes at Grand Rapids. (Michigan Veterans Homes)

“The state has been serving veterans right here on this campus since the conclusion of the Civil War,” U.S. Army Maj. Gen. Paul D. Rogers, adjutant general and director of the Michigan Department of Military and Veterans Affairs, said at the opening and  provided in supplied material. “As we embark on this new chapter, we can confidently say that our legacy of serving those who have served will continue for many years to come.”


In addition to remarks by Gov. Whitmer and Maj. Gen. Rogers, others addressing the gathered crowd included Anne Zerbe, executive director of MVH; Dave Henry, chairman of the board for the MVFA; and Robert Troost, a veteran and resident member at the Home.


“I have been anxiously awaiting the completion of the new Home,” Troost, a veteran and resident member at the Home, said in supplied material. “I am very excited to join my friends for a fresh start in a place that truly feels like a home instead of an institution.”


The ceremony included a posting of the colors led by the Michigan Veteran Homes at Grand Rapids Member Color Guard and music by the Belmont Armory 126th Army Band.


At a total project cost of $62.9 million, with $40.9 million provided through a federal grant awarded by the U.S. Department of Veteran Affairs Construction Grant Program, construction of the Michigan Veteran Homes at Grand Rapids began in April 2019 and occupies 20 acres and totals 152,784 square feet.


Military members and veterans were in the crowd at the grand opening of the Michigan Veterans Homes at Grand Rapids. (Michigan Veterans Homes)

“This new home is the result of a years-long, bipartisan effort to uphold our commitment to our veterans and their families in Michigan,” Gov. Whitmer said in supplied material. “The new Grand Rapids Home was designed to provide comfort and well-deserved peace of mind for the men and women who put their lives on the line for all of us.”


The “Home” consists of four “neighborhood” buildings and a community center. The neighborhood buildings collectively house 128 private resident rooms with ensuite baths and feature shared living and dining spaces, according to supplied material.


The adjacent community center is the centerpiece of the Home and features therapeutic facilities for behavioral, occupational, physical and group therapy, an exam room, chapel, barbershop and salon, café bistro and gift shop. Residents will also have access to an adjacent outdoor courtyard and memorial garden to observe the natural surroundings the campus has to offer.

New administrator’s background

MacDonald has worked in long-term care for over 20 years, according to supplied material. She joined HCR Manorcare, now known as ProMedica Senior Care, in 2001 as human resources director. Shortly thereafter she “had a desire to expand her professional capabilities” and became licensed as a nursing home administrator.


Carly MacDonald, administrator of Michigan Veteran Homes at Grand Rapids. (Supplied)

This then allowed her to have a greater impact on clinical and administrative affairs, expansion of specialized care and member safety. She most recently has served as the administrator at Ascension Living Borgess Place in Kalamazoo for the past four years.


Throughout the pandemic, MacDonald “has been essential in leading her team in understanding and implementing all CDC, CMS and State of Michigan Department of Health and Human Services COVID-19 infection control requirements,” according to a MVH statement. While serving as administrator of Ascension Living Borgess Place, the home had less than ten cases of COVID-19 and no deaths attributed to the virus. 


“We are elated for Carly to join our growing team at MVHGR and are confident she will continue to support our culture of providing exceptional care to those that deserve it most — our veterans and their eligible dependents,” Steve Rolston, MVH chief operations officer, said in supplied material.


Born and raised in Flint, MacDonald received a bachelor’s degree in human resources from Michigan State University and is “an avid alumnus who is devoted to watching
every season of football and basketball,” according to the MVH statement.

She is married to Ryan, a Navy veteran, and they currently reside in Kalamazoo. They celebrated their 20th wedding anniversary in June and have two children, Jora, 17, and Logan 21. Carly is also a mom to Maybel, a 4-month-old English Bulldog; Cali, a 4-year-old golden retriever; and a couple rescue cats.

She is active in a women’s golf league and enjoys spending time at the family cottage at Lake George which was passed down to her family from her grandfather. Her grandfather served in World War II in the U.S. Army Air Corps and her father is a Vietnam veteran.

Group remembers well-known WW II veteran with birthday celebration

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David “Goldie” Goldsboro and Sid Lenger served on the same ship, the LST 651, during World War II. (WKTV)

By Joanne Bailey-Boorsma
joanne@wktv.org

Wyoming’s favorite World War II veteran, Sid Lenger, would have turned 103 on Wednesday, Sept. 8. Knowing that he will be with everyone in spirit, his friends and organizers of the Mr. Sid’s Video Series will be hosting a Mr. Sid’s Birthday Celebration at Marge’s Donut Den at 2 p.m.

The event will feature Legner’s family members and special guest Navy Commander Paul Chardoul. Commander Chardoul did not know Lenger but did serve on a Landing Ship Tank (LST) in Vietnam. Lenger served in the Navy during World War II on the LST 651 including the intense experience of fending off Kamikaze attacks on his 20mm gun during the Battle of Okinawa.

Music provided by John VanderMeer will feature Lenger’s favorite hymns. A short video presentation will tell some things about Lenger including the decision to start a Travel Agency (Lenger Travel), his and his wife’s work for Mission India and in his later years, Lenger’s decision to give tours of the LST 393 anchor at the Mart Dock in Muskegon. Birthday cake will be provided by Marge’s Donut Den.

Due to his work in the travel industry and then later with Mission India, Lenger began hosting travel film programs locally. Due to the interest in the films, Lenger revised the films and began showing his travel films every second Wednesday of the month at Marge’s Donut Den. After his death, at the age of 100, in 2019, his friends, with family support, decided to continue the video series.

 

Upcoming programs are:

Oct. 13: Mr. Sid’s Germany video

Nov. 10: James Smither GVSU Veterans History Project

Dec. 15: Mike Martin’s Christmas “Extravaganza”

Veterans Council seeks nominations for three awards

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Harold Mast discusses the three awards that the United Veterans Council of Kent County are seeking nominations for. Deadline is Sept. 14.

By Joanne Bailey-Boorsma
joanne@wktv.org

Recently, the United Veterans Council of Kent County expanded its annual awards from one to three.

 

The organization will continue with its Veteran of the Year Award but has also added two new awards, Association Member of the Year and Raising Up Veterans, which is a non-veteran award.The Council is seeking nominations for these awards with the deadline being Sept. 14.

The purpose for the expansion, according to Harold Mast, who is serving as the UVCKC spokesperson for the awards, is to recognize and show appreciation for what veterans have done and are now doing outside of the service to their country.


“I think it is a very important thing for our community to recognize veterans,” Mast said. “Particularly today and in the past couple of weeks or last several weeks, recognizing what the military has done, what the military is going through and how much our citizens rely on the military for.”

The Veteran of the Year Award is presented to a veteran who is dedicated to helping veterans and goes beyond what is expected. It is not what the veteran did during their service but rather what they have done after that service. Mast said, who used the the 2019 award recipient as an example. Bob Green, a veteran living in Kentwood, has done a lot for AMVETS and has been instrumental in recognizing veterans, especially those in nursing homes, through pinning ceremonies.

The new Association Member of the Year Award is similar to the Veteran of the Year, but focuses on the Council’s associate group’s such as veteran organizations’ auxiliary groups. The Raising Up Veterans is for those non-veteran residents who help with programs and other veteran-related activities.

Mast said the Council puts out a call for nominees and then the member veteran organizations of the UVCKC nominate candidates who are then blind judge by a panel. The recipient of the award is announced at the Council’s Oct. 23 banquet.

All nominees must be a resident of Kent County and need to be nominated by a Council member organization. Mast said many of the council organizations are willing to work with any resident interested in nominating someone for an award. To nominate a person, Mast said he recommends residents visit the UVCKC website, www.UVCKC.org, where the nomination forms are available along with a list of member organizations. Residents may also contact Mast at hamast@comcst.net.

 

TheUnited Veterans Council has been serving Kent County for more than 70 years by hosting such events as the Veterans Day and Memorial Day parades, supporting Gold Star mothers, and erecting and maintaining the monuments in Veterans Park. The Council is formed from groups such s the American Legion, Veterans of Foreign Wars, AMVETS, Fleet Reserve Association, Marine Corps League, Order of the Purple Heart, and DAV, just to name a few. 

Holland Home expands with third assisted living building at Breton campus

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Recently, Holland Homes expanded its Breton Woods campus, located in Kentwood, to add a new 15-bed assisted living unit. (Supplied)

By WKTV Staff
joanne@wktv.org

Demand for senior living services drove Holland Home to undergo a $5.5 million expansion project at its Breton Woods campus on 44th Street near Breton Avenue in Kentwood. Completed recently, the new facility will provide an innovative 19,000 SF, 15-bed assisted living unit and a 5,400-square-foot activity center with a gym and exercise area.

The privately funded single-story assisted living unit will be a much-needed addition to the two existing assisted living buildings on the Breton Campus. Each of the existing structures, built in 2015 and 2017 respectively, contain 15-bed units.

“The growth of our assisted living services at Breton Woods is part of Holland Home’s overall strategy to meet the needs of our aging population,” said Holland Home President & CEO Mina Breuker. 

The facility was designed by Post Architects with Erhardt Construction as the builder.

“We are thrilled to partner with Holland Home on their most recent addition to the Breton Woods Campus,” said Taggart Town, vice president, Erhardt Construction. “For over three decades, Erhardt Construction has been privileged to work with Holland Home as they provide independent living and continuum of care to the West Michigan senior community. The new expansion is another example of the top-notch senior living and care that Holland Home is known for.”

It’s expected that 10 to 15 new positions will be created to accommodate the increased capacity.

A peek into one of the living spaces at the new facility. (Supplied)

“We are excited to offer the additional assisted living building to our Breton Woods property, adding to our full continuum of care,” said Breton Woods Campus Executive Director Sara Heethuis, R.N., B.S.N.

The new assisted living building is a deinstitutionalized version of the typical assisted living facility and will afford residents the feeling of living in a real home with spacious private rooms and private bathrooms arranged around a communal dining and living area and a residential style kitchen.  The building will also house a den, a salon (staffed by professionals) a spa (with a ceiling lift to assist individuals), nurses’ station, staff office and clean and soiled linen rooms.

The new 15-bed unit is named “Water View” as the interior design offers various art pieces centered on serene water setting. Various photographs of water-based concepts by West Michigan photographer and artist Steven Huyser-Honig line the halls and rooms. Many of the rooms either face woods or ponds or an outside patio and walking path surrounded by wildlife.

The new building will be staffed by universalworkers along with nursing and social work support. 

 

“Staff will handle any necessary tasks whether it is dealing with personal care, doing laundry, or making the resident a snack,” adds Heethuis. “It has been shown that universal workers experience less job stress and spend more time engaging with residents.”

A study by the Journal of the American Geriatrics Society has shown that the small, assisted living model results in significantly improved quality of life and does not compromise care.  In fact, other studies have shown that residents maintained self-care abilities longer with the new model.

 

The Breton rehabilitation and living centers are rated five stars by Medicare Compare. The facility is part of Holland Home’s Breton Campus, which also features independent living facilities, rehabilitation and long-term care services. Learn more atwww.hollandhome.org.

ArtPrize early: Yellow Ribbon sculpture, inspired by local veterans art project, to be unveiled at public event

Entertainment, Kids Activities, Local Entertainment, Local Faces, Non-Profits, Our Cities, Senior Living, Upcoming Events, Veterans, WKTV Projects, , ,
  • Retired Chaplain John Hooglund, from Holland Home at Breton Woods, produced this work as part of veterans art project which led to the Yellow Ribbon ArtPrize entry. (Supplied/Pamela Alderman)
  • A scene from veterans art project which led to the Yellow Ribbon ArtPrize entry. (Supplied/Pamela Alderman)
  • A scene from veterans art project which led to the Yellow Ribbon ArtPrize entry. (Supplied/Pamela Alderman)
  • Veteran Jurgen Nitzsche produced this work as part of veterans art project which led to the Yellow Ribbon ArtPrize entry. (Supplied/Pamela Alderman)
  • A scene from veterans art project which led to the Yellow Ribbon ArtPrize entry. (Supplied/Pamela Alderman)

By K.D. Norris

ken@wktv.org

Kent County Veterans Services had planned an in-doors Yellow Ribbon Gala this week to unveil the selected works of more than 100 local veterans created during veteran art workshops in 2020 and 2021, and led by local artist Pamela Alderman. But pandemic concerns caused that to be canceled.

But Alderman will still be showing off selected works which inspired and are included as part of her Yellow Ribbon ArtPrize work at an event Saturday, Aug. 28, from 10 a.m. to 2 p.m., behind Grand Valley State University’s L.V. Eberhard Center, on the Blue Bridge, in Grand Rapids. The program starts at 10:30 a.m.
 

The event will include Alderman’s Yellow Ribbon sculpture, made in collaboration with several veterans, as well as other individual art pieces made by veterans during the art workshops and also led by Alderman.

There will be live music performed by singer/songwriter and Navy veteran Drew Nelson. There will also be snacks and activities for kids, and county Veterans Services Officers on site to answer questions and set up future appointments for veterans and their families. Additionally the Veterans Services office will have a pop-up shop for making Kent County Veteran ID cards.

But the stars of the show will be the works of the veterans and how their works — and their stories — inspired Alderman’s work.

Pamela Alderman, the lead artist of the veterans art project which led to the Yellow Ribbon ArtPrize entry, with her son, who is in her first year in the military. (Supplied/Pamela Alderman)

“The community veteran ArtPrize work took two years to develop,” Alderman said to WKTV. “Over 100 veterans participated. Some families participated with three generations.”

About 14 veteran art workshops were held throughout the pandemic, some indoors and some outdoors in the Veterans Services parking lot. Some art supplies were event delivered door to door.

 

“The finished work (Alderman’s sculpture) showcases four Kent County veterans pieces, but on Saturday, we will highlight the work of over 100 veterans and family members, plus loved ones,” Alderman said.
 

The Saturday event will also highlight how Yellow Ribbon evolved into a bigger ArtPrize project with Michael Hyacinthe from [Has Heart] at Veterans Memorial Park. This ArtPrize venue, co-curated by Hyacinthe and Alderman, will host the work of 21 veteran entries along with the Yellow Ribbon work.

For Alderman, the two-year project was as much a passion as a project.

“I’m a veteran wife. My husband served as a Naval Officer for 20 years,” said. “I’m also a Blue Star Mother. My youngest son is training as a Navy pilot, and son-in-law also serves as Navy helicopter pilot.”

Artworks tell veteran’s stories

One of the works to be displayed, an abstract vision including a helicopter flying, was created by retired Chaplain John Hooglund from Holland Home at Breton Woods.

According to suppled material, Hooglund worked as an U.S. Army chaplain for 30 years. In Vietnam, he travelled by helicopter with two gunships. Stateside, he helped integrate church services across racial and gender lines. At the Pentagon, he worked with more than 1,400 chaplains — and assisted them in performing their most difficult duties.

“Once, when he walked into a bar wearing his chaplain’s uniform to deliver some sad news, the father burst into tears as soon as he saw him,” Alderman relayed to WKTV in an email. “Those kinds of experiences still follow John decades later.”

Another work, another abstract vision of a flag and a service member saluting, was created by Jurgen Nitzsche, who detailed his service in a statement relayed by Alderman.

“I served in the U.S. Army 394th station hospital unit for six years,” Nitzsche said. “In 1969, I was honorably discharged … During my time in service, I learned mechanical engineering and people skills, which helped me to become an engineer and plant manager. I believe the military is a great start in life for any young person. I’m 80 years old, and I am proud to have served in the United States Army, to help keep our country free and safe.”

Many local veterans groups helped

In addition to the support of Kent County Veterans Services, Alderman also thanked several local groups for their assistance with the workshops and with her project.

Among the groups supporting the project were 92 For 22 and the Kent County Veterans Treatment Court; Ottawa-North Kent Blue Star Mothers and Marne American Legion; Blue Star Mothers of South Kent and American Legion 305; Blue Star Mothers of Ionia, Kent and Montcalm and Ray I. Booth American Legion; Grand Rapids Home for Veterans; Holland Home; Finish the Mission; WINC: For All Women Veterans; and the GVSU Veterans Upward Bound Program.

After Dream Flight, local WW2 veteran pilot looks back with detail, humor on first airplane

3-bottom, City of Kentwood, Going Local, Local Faces, Local History, Senior Living, Veterans, WKTV Projects, , ,
Gil Romeyn, a World War II veteran pilot and current resident of Kentwood’s Breton Woods of Holland Home, talks to WKTV after a Dream Fight. (WKTV)

By K.D. Norris

ken@wktv.org

Gil Romeyn, a World War II veteran pilot and current resident of Kentwood’s Breton Woods of Holland Home, remembers in great detail his training to fly with the Army Air Corps in 1942. And he also remembers his first airplane with a bit of humor.

Romeyn was one of nine veterans from the local independent living facility who were treated to a flight in a restored 1940 Boeing Stearman biplane Aug. 6 as part of a Dream Flight event at the Sparta airport offered the non-profit Dream Flights program and Breton Woods of Holland Home.

A 1940 Boeing Stearman biplane in flight, at right, from another day of Dream Flights. (Supplied)

“That’s the type of plane I learned to fly in the United States Army Air Corps in World War II,” Romeyn, who served in the precursor of the U.S. Air Force from 1941-45, said to WKTV after his flight. “We started with that aircraft (the Stearman), then went to basic flight training — that’s the (Vultee) BT-13.

“Then we went to advanced, that’s an (Beechcraft) AT-10, a multi-engine (aircraft),” he said, going into great detail. “Then I went to a (Douglas) C-47 transport plane —  that’s where I flew in the war zone. North Africa, Italy.”

And while the flight “brought back pleasant memories,” Romeyn said, he also found a little humor in his being in the back in the cockpit — how low he sat in the seat this time. (For a video of Romeyn detailing why he sat lower, and why it was humorous, see video above and here.)

The restored WWII-era biplane stop is part of Operation September Freedom, a barnstorming event led by nonprofit Dream Flights.

 

Dream Flights pilot Marcus Smith, left, with veteran Martin Sharda, after a flight on restored 1940 Boeing Stearman biplane. (WKTV/K.D. Norris)

The Holland Home veterans are among the 100,000 members of the “Greatest Generation” — World War II veterans — still alive today, according to supplied material. They are also among the 1,000 or so WWII veterans located in more than 300 US cities that will be honored during Dream Flights’ 61-day tour that began Aug. 1.

According to supplied material, when Dream Flights was told that Holland Home has 11 WWII veterans, the organization said they have never had so many veterans participate from a single senior living community. The oldest veteran participating in 98 and the youngest is 95.

Holland Home bused the veterans, as well as spouses and other veteran residents to the airport, and families and friends are also invited to attend. In addition to the flights, there was also a noontime ceremony with a color guard, national anthem and lunch served.

History in the air

Flying the Stearman out of Paul Miller Airport in Sparta for each of the about 30-minute Dream Flights was pilot Marcus Smith, who works for Dream Flights, out of Carson City, Nevada.

Dream Flights pilot Marcus Smith. (WKTV)

“It was a World War II trainer. … It was the original primary trainer, the first airplane that they flew,” Smith said to WKTV in between flights. “If they did not solo with the airplane within eight to 10 hours of flight time, they were washed out of the program. From there, they went into advanced training, after that they went into either bombers or fighters.”

And the history of this specific restored aircraft?

“This specific airplane was used by the U.S. Army Air Corps for training pilots. Then afterwards it as sold for surplus and in 1946 it was bought by the president of our foundation’s grandfather,” Smith said. “So this specific airplane has been in the family ever since. From then on, it was a crop duster — they put metal wings on it, they put 600 horsepower on it, and they dusted crops in Washington state for a long time. And then after that, it was restored to its original condition and now it is on the road with us fulfilling our mission.”

According to Dream Flights official webpage, the mission of the organization is “honoring military veterans and seniors with the adventure of a lifetime: a flight in a Boeing Stearman biplane.

“As we make these heroes wishes come true, our Dream Flights inspire them to share their stories. We collect, preserve and share those stories of how they survived through times of great strife to remind us of our shared humanity, our connection to each other and the value of listening. Our Dream Flights close the generation gap and open us up to a clearer understanding of ourselves and our world.”

For more information on Dream Flights, visit dreamflights.org.

Communication is key when attempting to prevent a home foreclosure

3-bottom, Citizen Journalism, Non-Profits, Senior Living
The extension on foreclosure and eviction suspensions ends Saturday with some residents facing the fact that the mortgage payments they paused during the pandemic will need to be paid back. (pxhere.com)

By Joanne Bailey-Boorsma
joanne@wktv.org

With the federal extension on foreclosure and eviction suspensions set to end Saturday, representatives from Home Repair Services of Kent County says now is the time to communicate with your lender to work out a payment plan.

“What we’re seeing is a lot of people just hearing ‘call in’ and ‘pause mortgage payments’ without really understanding that eventually that money has to be paid back somehow,” said Rodrigo Ortiz, Housing Counseling and Education Program Manager at HRS. “It’s not something that’s forgiven.”

For example, a person who was making a $1,500 house payment but decided to ‘pause’ their payments for the last 12 months would owe $18,000 in back mortgage payments on top of the regular mortgage payments they now must pay. That hurdle, according to Home Repair Services Executive Director Joel Ruiter, can be challenging.

 

“It is important to be communicating with your lender and to start exploring possibilities and find solutions to avoid eviction,” Ruiter said.

Home Repair Services of Kent County is a non-profit program that works with homeowners to help educate them on their options before they lose their home along with providing classes on how to care for and improve a home. HRS is available to any resident in Kent County or counties that touch Kent County (Newaygo, Ottawa, Ionia, Barry, Muskegon, Allegan, and Montcalm). All of the HRS housing counselors are certified by the Housing and Urban Development to provide West Michigan homeowners a lifeline of counseling and education.

 

“We are willing to contact the lender and see what can be done,” Ruiter said, adding that in our example, HRS would see if the amount could be added on to the end of the loan. “You might go from paying on it for the next 25 years to 30, but you would still be in your home.”

Ruiter said they are not certain what the impact will be once the extension has expired. According to the Michigan Department of Technology, Management and Budget, there where 342,000 Michiganders unemployed as of November 2020 compared to 190,000 the year before. About 21,500 residents are in the Grand Rapids-Wyoming area.

“In 2008 we had the tsunami of foreclosures,” Ruiter said. “It will be interesting to see what will happen next week and in the future. It will be a little different as it probably will not be as deep as 2008, but there are still going to be some folks who have gotten swept up in delaying those payments.

 

“It has been a challenging year and we know there are folks in the community who are facing the possibility of losing their home. When you lose your home your cost of living goes up because rents have gone up plus the upheaval of having to move. Then there is the amount of time it takes to get the credit you need to purchase another home and then the market barriers of just reentering the housing market. It really adds up which is why we just want people to stay in their homes.”

Taxes have never been suspended during the COVID pandemic as they pay for much of the local infrastructure and schools. (pxhere.com)

Property Taxes Were Never Exempt

Kent County Treasurer Peter MacGregor said he too wants people to stay in their homes which is why he works with Kent County residents who are delinquent on their property taxes. The county does not have anything to do with mortgages.

One thing many people do not realize is that property taxes were never exempt during the pandemic with people expected to pay the taxes as it goes toward funding local governments, schools and other millages such as the senior millage.

Kent County Treasurer Peter MacGregor (Supplied)

“What happens is when a property owner has been delinquent, the county then pays the local city or township the missing property taxes and then we become the enforcer to collect those taxes,” MacGregor said. The process can take up to three years before the county will foreclose on a house which means those who have not paid property taxes during the pandemic would face foreclosure in 2023.

“I often get calls just before the foreclosure is to happen asking for help,”MacGregor said, adding that people should not wait until then to reach out. “Communication is key.

“There are people who outright can’t pay their local taxes right now because they are struggling. Work with me to make an arrangement so that in two and half years I am not foreclosing on your home.”

Kent County residents who are delinquent on their property taxes can reach out to MacGregor, who is able to grant extensions however, MacGregor pointed out that he does have to follow statute and that there is interest that can accrue on delayed payments.

“I am here to help and I would much rather help than foreclose on a home,” MacGregor said. “To be honest the county does not want your house.”

In fact, MacGregor said his office has had about a 92/93 percent success rate in helping resolve delinquent property taxes.

For those in need of property tax assistance, contact the Kent County Treasurer’s Office at 616-632-7500. For mortgage assistance, Home Repair Services of Kent County, located at 1100 S. Division Ave., can be reached at 616-241-2601.

Financial Perspective: Seven Financial Tips to Help you Enjoy Life and Reduce Stress

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Do you want to relax in your retirement, then get serious about it now. (Pxhere.com)

By Dave Stanley
Integrity Financial Service, LLC

“Use these tips to reduce stress and change your focus on life.” Dave Stanley

1. Get serious about your retirement: If your employer matches contributions for your 401(k), you need to take advantage and max out your contribution. Your employer’s share is “house money,” which means using their contribution as part of your 401(k) plan as an employee benefit. Many 401(k) plans allow for conversion to a guaranteed retirement income, which can be used as a lifetime benefit. Ask your benefits manager to see if it is included in your plan. You also need to plan at what age you would like to retire. If you have had a loss in investment returns in your 401(k), ask yourself how I can gain that back? Your asset allocation in your 401(k) can be changed as you get closer to retirement age. Most plans allow you to move the money as a rollover to a self-directed IRA, which provides the option of using an annuity with an “Income Rider” attached to provide desired guarantees. If you have an IRA and are not contributing annually, start this year, contributions made before April can be deducted on the previous year’s income.

2. Even if you do not have a will, you do. You have two choices, either you decide what will happen to your estate OR your state of residence will decide for you after you pass away. If you don’t have a will, see an attorney and create one, and if you have a current will, make sure it is up to date.

3. Name an executor for your estate. Use caution in the selection and make sure you have asked the executor for permission to use them. Based on the valuation of your estate and your state of residence, the use of a trust can assist the executor in their responsibilities. Ask your attorney for ideas and help. Never buy a trust from anyone other than an attorney licensed to practice law. Often life insurance is used to provide funds for any taxes or debts that may be due at your death, have an insurance professional review the policies, and make sure the ownership and beneficiary decisions are up to date.

4. Create an emergency fund for situations that come up, such as a hole in your roof or an unplanned car repair. Only 40 percent of Americans could pay an unexpected $1,000 expense, such as a car repair or emergency room visit, from savings. That figure is consistent with the range of 37 to 41% seen in surveys from 2014 through 2018. More than a third would need to borrow the money in some way – either with a credit card, personal loan or from family or friends. Another 14% would reduce spending on other things, while 10% would either figure out “something else” or don’t know what they would do. www.bankrate.com.

5. Take a close look at your investments and review them for changes. Remember, as we get older, we have less time to make up losses in our investments and as you age, your investment horizon normally shrinks.

6. Start paying down debt. Debt can be a drag on your retirement, and once the debt is retired, stress becomes less, and your options for life increase.

7. Budgeting and following a monthly plan can help. There are numerous studies about budgeting; one thing is for sure, people who have a budget and follow it have less stress. Make a budget and stick to it.

Life should be enjoyed. Use thesesimple seven financial tips as the first step to regaining financial freedom and reducing stress.


Dave Stanley is the host of Safe Money Radio WOOD1300 AM, 106.9 FM and a Financial Advisor and Writer at Integrity Financial Service, LLC, Grandville, Telephone 616-719-1979 or  Register for Dave’s FREE Newsletter at 888-998-3463  or click this link:  Dave Stanley Newsletter – Annuity.com  Dave is a member of Syndicated Columnists, a national organization committed to a fully transparent approach to money management.

Financial Perspectives: Should you have debt when you retire?

3-bottom, Citizen Journalism, Education, How-To's, Local Business, Senior Living, ,

By Dave Stanley
Integrity Financial Service, LLC

“Obligating yourself with debt is borrowing against your future income, be careful, that obligation can cause big problems when you retire.”  Dave Stanley

Unless your parents made some weird deal with the hospital, you were probably born kicking and crying but debt-free. In a perfect universe, you would have remained that way, spending most of your life as solvent as possible. Then you would skip blissfully into retirement without being shackled to a boatload of debt. You’d have a million in your 401k, maxed out life insurance policies, and guaranteed income from annuities.

The reality, however, is a lot different for most pre-retirees and retirees. Life has its’ own plans, and sometimes it goes off the rails a bit. Even the best-planned people can end up underwater, sideways, and paying lots of unexpected bills. According to financial researchers, more than 41 % of Boomer retirees have credit card debt, and another 35% have car loans with balances over $14,000. Many older retirees also carry debt into retirement, although the number is substantially less.

 

How can debt impact retirement?

You may be thinking, “So, why is having debt so terrible? I have cash flow from my retirement accounts that I can use to pay it. Is it that much of a problem?

The answer to those questions, unfortunately, is “Yes.” Many retirees discover that having a lot of debt when you no longer work means having a more stressful, hand-to-mouth existence that could last 30 or more years after leaving the workplace.

Even worse, debt might be the tipping point that causes some retirees to run out of money long before they die. Having a lot of debt significantly constricts cash flow, making it difficult, if not impossible, to maintain emergency funds, pay for vacations and leisure activities, and pay for out-of-pocket health care costs and preventative medicine.

While many who are planning their retirements believe that having some money in the market will offset some of the problems created by debt, they forget that even historic market gains cannot offset high credit card rates. Often, we forget about the toll that anxiety over finances takes on our health and emotional well-being. Having debt hanging over one’s head can also cause various mental and physical ailments that could reduce life expectancy or require nursing home care. 


How much debt is acceptable?

Those close to retirement are probably wondering how much debt they can bring with them and not feel too impacted. There are rules of thumb in the financial services industry that say you should have no more than 28% of your pre-tax household income servicing principle, insurance, interest, and taxes on a mortgage and no more than 36% of that income to consumer debt payments.

 

That’s while you are still drawing a paycheck.

In my opinion, when you retire, the numbers should be much, much more conservative. If you find yourself rapidly nearing retirement and saddled with debt, you may want to consider other options. To pay off debt and still keep saving for retirement, you might try working a few years past your ideal retirement age, getting a second job or part-time “gig,” selling off things you don’t want or need, or perhaps negotiating lower interest rates on loans.

In most cases, you want to pay the high-interest debts first and not worry as much about the mortgage, especially if you have a reasonable fixed rate and continue to get the mortgage interest tax deduction. If you don’t have an ideal rate, consider refinancing to shorter terms or lower interest rates.


The final word:

Because individual financial situations differ, the amounts of debt that can potentially impact retirements will be different for everyone. In general, though, it’s a good idea to pay off as many debts as possible before you decide to retire. If you are already retired or are about to, consult a competent retirement specialist to find debt reduction strategies that are best for you.


Dave Stanley is the host of Safe Money Radio WOOD1300 AM, 106.9 FM and a Financial Advisor and Writer at Integrity Financial Service, LLC, Grandville, MI 49418, Telephone 616-719-1979 or  Register for Dave’s FREE Newsletter at 888-998-3463  or click this link:  Dave Stanley Newsletter – Annuity.com  Dave is a member of Syndicated Columnists, a national organization committed to a fully transparent approach to money management

Kentwood’s Spotlight on Seniors Health and Fitness Expo planned out-of-doors at library on May 25

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Kentwood’s annual Senior Expo is coming later this month. (Courtesy/Vista Springs Assisted Living)

By K.D. Norris

ken@wktv.org

The Kentwood Parks and Recreation Department, in partnership with the Georgetown Seniors, will host the 22nd annual Spotlight on Seniors Health and Fitness Expo on Tuesday, May 25 — this year as an outdoor event.

According to an announcement from the city, the free event will take place from 9 a.m. to 12:30 p.m., at the Kent District Library – Kentwood (Richard L. Root) Branch, 4950 Breton Ave. SE. It will feature 40 vendors representing a variety of senior-oriented businesses, free health screenings for balance, blood pressure, stroke risk and more, as well as door prizes and free snacks and lunch.

“Our Spotlight on Seniors Expo offers a great opportunity for seniors and other community members to connect with one another, learn about local resources that can help them live healthy lives and celebrate successful aging,” Lorraine Beloncis, Kentwood Parks and Recreation assistant director, said in supplied material. “We are grateful for Georgetown Seniors and our sponsors in helping us provide this wonderful community event every year.”

Participating vendors include professionals in fields ranging from physical therapy and assisted living to home improvement and health care, according to the city’s statement.

“The challenges we have all faced over the past year during the pandemic make an event that promotes health, fitness and connections that much more important,” Pam Haverdink, director of the Georgetown Senior Center, said in supplied material. “We are pleased to partner with Kentwood Seniors on this expo and we are thankful to our vendors, who help make this fun and popular for residents in both communities.”

Among the sponsors of the Spotlight on Seniors Health & Fitness Expo are Health Alliance Plan (HAP), Health Bridge Post-Acute Rehabilitation, and Rivertown Ridge Senior Living. Other sponsors are Humana MarketPoint Inc., Laurels of Hudsonville, Sheldon Meadows, The Care Team, United Healthcare and We Care 4 U @ Home.
 

For more information visit here.

With free face coverings coming soon, state offers COVID-19 ‘Mask Up, Mask Right’ advice

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What is the right, and not right, way to mask up, according to the Michigan Department of Health and Human Services. (MDHHS)

By K.D. Norris

ken@wktv.org

The Michigan Department of Health and Human Services (MDHHS) announced this week that it is distributing 3.5 million free masks as part of the state’s Mask Up, Mask Right campaign.

The free KN95 masks provided by MDHHS will be distributed by community organizations, including local MDHSS offices, the Kent County Health Department, Kent County Community Action and Area Agency on Aging of West Michigan.

Even before the expected shipments of the state-provided masks are available locally, several local groups such as the county health department already have masks available.

The Michigan Department of Health and Human Services announced this week that it is distributing 3.5 million free KN95 masks as part of the state’s Mask Up, Mask Right campaign. (MDHHS)

“We have a limited supply of free surgical type masks available at our main clinic at 700 Fuller NE,” Steve Kelso, spokesperson for the Kent County Health Department, said to WKTV. “If people want those they can simply come to the lobby and they will see a box labeled ‘Mask Up, Mask Right’ and they can remove a box of masks for their household. We expect to receive additional supplies of masks within the next 30 days.”

Kelso also advised people to call 211 to find all Kent County locations where the masks are available, but also stressed that “These are not for businesses to offset their PPE (personal protective equipment) needs. These are for individuals only.”

Some areas of the state will start getting the state masks as early as next week.

“The KN95 masks likely won’t be available until next week,” Bob Wheaton, spokesperson for the MDHHS, said to WKTV. “They are being shipped this week.”

The planned infusion of free masks to the public is part of a continuing effort by the state health department.

“We are urging Michiganders to Mask Up and Mask Right to protect themselves, their loved ones and their communities from COVID-19,” MDHHS director Robert Gordon said in supplied material. “Wearing the right kind of mask is important. Today’s distribution of effective masks will help more Michiganders limit the spread of COVID to save lives and get back to normal sooner.”

Masking right includes wearing one of three options of masks that provide stronger protection: three-layered washable cloth face coverings, three-layered disposable masks or KN95 masks. It also includes wearing the mask correctly: having it secured over the nose and mouth and snugly fitting without gaps.

The MDHHS announcement noted that KN95 masks are similar to but should not be confused with N95 masks that are intended for health care workers who are engaged as part of their work in higher-risk settings.

To find additional state distribution sites for masks, visit at Michigan.gov/MaskUpMichigan or call the COVID-19 hotline at 888-535-6136.

5 interesting facts about life in assisted living

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Courtesy Vista Springs Assisted Living

By Vista Springs Assisted Living


Assisted living communities have become an attractive option for older adults who are seeking some extra assistance but don’t want or need to lose their complete independence.


Communities like Vista Springs offer the care that’s needed while still providing a safe environment that fosters flexibility, comfort, and fun. Because so many older adults are making this move to assisted living, studies are showing that the world of aging adults is shifting significantly. Some examples of this include:

1. Assisted living is a more cost-effective option

A 2015 Genworth Financial survey revealed that the median cost for a single person to live in a private room in assisted living in the U.S. was $23,200 whereas the cost for a private room at a nursing home was $91,250.

2. Fewer older Americans live alone

The Pew Research Center reports that since 1990, the number of older Americans who are living alone dropped from 29% to 26%. This is partially due to the attractive option of living with a spouse in assisted living communities.

3. Nursing homes aren’t always the best option

When loved ones begin researching options for an aging family member, often times they assume a nursing home will be the end result. However, many times that isn’t what ends up taking place. In one study, 59 out of 100 people who were investigating nursing homes ended up determining that assisted living was a better option. (An assessment by a care professional can help you to identify what level of care is needed and if assisted living is the best choice.)

4. Memory care is possible with assisted living

A diagnosis of dementia or Alzheimer’s can be difficult, and many might assume that finding quality care outside of a treatment center or nursing home might be challenging. But in reality, many assisted living communities offer advanced memory care programs that help to decrease agitation, wandering and other unfortunate side effects. As conditions advance, exclusive memory care areas help provide safe and comfortable accommodations.

5. Assisted living is the future of senior care

Assisted living communities first became available in the 1980s, and since then they have grown substantially. The National Investment Center reports there are now over 6,300 assisted living communities in the United States with about 500,000 occupied apartments.


Reprinted with permission from Vista Springs Assisted Living.




It’s never too late to find a new hobby

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Courtesy Vista Springs Assisted Living

By Vista Springs Assisted Living


With the gentle passing of time, and as we grow in experience and maturity, we can sometimes find ourselves getting bored with the hobbies that we’ve been enjoying for many years. That’s not to say that the hobbies haven’t been pleasant, but at this point, it just may seem like—something is missing.


Having more time in retirement offers the opportunity to expand our knowledge base in new, exciting places. Not only can this be a fun journey, but it also offers tremendous benefit to health, happiness, and mental sharpness.

An opportunity to turn dreams into reality

A large percentage of people who retire eventually elect to downsize from a large home, condo, or co-op to an assisted living community that can better meet the needs of aging adults. Their lives may have changed dramatically, and they now feel the emotional need for a comfortable transition to a more relaxed and fun-filled lifestyle that is more suitable for aging adults.


Moving into a well-run, friendly and luxurious assisted living community can be an excellent opportunity to make new friends, try a few new things and discover new passions. Let’s be frank, who doesn’t want more leisure time to enjoy life’s pleasures? This remains the case for those dealing with health challenges and disabilities.

Exciting new activities

With assisted living activities, the objective is helping people enrich their lives in a new home and friendly community. These activities encourage people to have fun and try new things whether it’s learning to play chess, learning to play pool, or exploring computer classes where they can send and receive photos of their adult children, grandchildren, and their siblings. They may not physically be able to visit foreign countries, but they can take a tour via the internet.


Assisted living activities like arts and theater appreciation improve the quality of life for both caregivers and loved ones. Artistic expression can put a sparkle in their eyes and an uplifting sense of achievement.


For those who have had a burning desire to create and develop a blog, write a children’s book, or try their hand at poetry, assisted living creates an ideal and safe environment for this type of artistic exploration.


Gardening is also an extremely popular choice. It provides community members with the opportunity to experience nature in a very intimate and personal way. It’s also perfect for stress relief, relaxation and heart health. Nurturing and caring for a tiny and delicate flowering plant as it slowly grows into a magnificent work of nature can be an incredible experience.


There are so many activities that can ignite a fun and active spirit no matter the participant’s age. And even if it’s something entirely new to you or your loved one, the key element is finding the strength to embark on something new. Who knows? It just may be the key part to discovering a brand-new passion in life.


Reprinted with permission from Spectrum Health Beat.




Food assistance for Michigan families hit by COVID-19 issues extended through July

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Michigan previously approved the additional food assistance for March through June, according to the July 15 statement, and now that is being extended for the month of July with approval from the U.S. Department of Agriculture Food and Nutrition Service. (Supplied)

By WKTV Staff

ken@wktv.org

Gov. Gretchen Whitmer and the Michigan Department of Health and Human Services (MDHHS) announced July 15 that approximately 350,000 Michigan families will continue to have access to additional food assistance benefits continued during the month of July as a response to the COVID-19 pandemic.

Michigan previously approved the additional food assistance for March through June, according to the July 15 statement, and now that is being extended for the month of July with approval from the U.S. Department of Agriculture Food and Nutrition Service.

“Many Michigan families are still struggling to put food on the table as a result of this global pandemic,” Gov. Whitmer said in supplied material. “These additional payments will help many Michiganders as they continue to deal with an unprecedented public health and economic emergency.”

Eligible clients will see additional food assistance benefits on their Bridge Card by July 30, with payments beginning for some households on July 20. Additional benefits will be loaded onto Bridge Cards as a separate payment from the assistance that is provided earlier in the month.

Nearly 1.5 million people in Michigan receive federal Supplemental Nutrition Assistance Program (SNAP) benefits through the state’s Food Assistance Program, according to the statement.

Households eligible for Food Assistance Program benefits will receive additional benefits in June to bring all current SNAP cases to the maximum monthly allowance for that group size. This change only applies to customers not currently receiving the maximum benefit amount. The 350,000 households that receive increased benefits represent close to 50 percent of the more than 800,000 Michigan households that received food assistance in May. The remaining households already receive the maximum benefit.

Eligible families do not need to re-apply to receive the additional benefits. People who receive food assistance can check their benefits balance on their Michigan Bridge Card by going online to www.michigan.gov/MIBridges or talk to a consumer service representative toll-free at 888-678-8914. They can ask questions about the additional benefits by calling or emailing their caseworker.

Customer service is available 24 hours a day, 7 days a week. Spanish and Arabic service is available. If you are deaf, deaf/blind or hard of hearing or speech-impaired, call the Michigan Relay Center at 7-1-1.

Area Agency on Aging, supporting seniors in time of COVID-19, on WKTV Journal In Focus

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By K.D. Norris

ken@wktv.org

Given this time of COVID-19, and with seniors particularly at high risk, the work of the Area Agency on Aging of West Michigan has become all the more important.

WKTV Journal In Focus last week had a Zoom interview with Carly Whetstone, outreach specialist for the local agency, to talk about the group, its history, and the ways it is working for senior and senior caregivers.

The group is headquartered in Grand Rapids but serves a nine-county region that includes coverage in Wyoming and Kentwood. It is part of nationwide network of nonprofit agencies created in 1974 by the federal government to be one-stop shops with information about programs, services and housing options to seniors.

For more information on the Area Agency on Aging of West Michigan call 616-456-5664, visit their website at aaawm.org and for specific caregiver support visit caregiverresource.net.

WKTV Journal In Focus airs on cable television in the Wyoming and Kentwood areas on Comcast WKTV Channel 26 and on AT&T Channel 99 Government channel (For dates and times on Channel 26, see our Weekly On-air Schedule. For dates and times on Channel 99, visit here). All individual interviews included in episodes of WKTV Journal In Focus are also available on YouTube at WKTVvideos.

4 financial planning tips for post-retirement health expenses

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By Vista Springs Assisted Living

 

The topic of savings and expenses becomes heavily-discussed as more and more adults reach retirement age and no longer can rely on a steady income. There are many areas that seniors need to have plans in place for post-retirement, including living expenses, daily costs, gifts, vacations, and—most importantly—healthcare.

 

While Medicare will help out with covering some healthcare costs, there are still a lot of important healthcare expenses that come directly out-of-pocket. It’s important to seriously consider the care costs you will likely encounter as you age, and make plans for how you will pay for these needs. Here are four tips for how you can approach financial planning for post-retirement healthcare expenses.

1. Learn what Medicare doesn’t cover

Medicare, or federal health insurance for those 65 and over, is the main way that seniors plan to take care of medical expenses after retirement. Medicare covers many things including hospital visits, general medical insurance, and some prescription drugs, but it doesn’t cover everything. In fact, some major medical expenses that most—if not all—seniors need aren’t even partially covered under basic Medicare plans, which can lead to problems for seniors who don’t have another plan in place.

Dental

Having good dental health and receiving dental care is incredibly important to ensure that your retirement years aren’t spent in pain. However, Medicare doesn’t cover routine or complex dental procedures—causing many seniors to make the mistake of skipping out on dental care altogether.

Vision

While Medicare does cover the cost of eye disease and injury treatments, it doesn’t cover routine vision care like annual appointments and eyeglasses, all of which can lead to major out-of-pocket expenses.

Hearing

Common hearing treatments that seniors often need as they age, like hearing aids, are not covered through Medicare. A good pair of hearing aids can help you stay communicative and social as you age, as well as significantly reduce your chances of developing memory diseases, but paying for them yourself can be expensive.

Long-term care

Medicare will only pay for long-term care housing like a nursing home if it is directly related to the recovery of a specific medical procedure. It won’t cover activities of daily living or instrumental activities of daily living, which many seniors need as they age. Examples of necessary care services not covered under Medicare include:

  • Eating
  • Bathing and personal care
  • Toileting
  • Money and financial management
  • Medication distribution and management
  • House maintenance and cleaning
  • Moving to a wheelchair or in and out of bed

2. Know your family history

You can try and predict what medical expenses you might need to plan for by taking a close look at your family’s medical history. If you see patterns or know that certain diseases and medical problems have affected your family in the past, you can take the necessary steps to address paying for those concerns should you have them as well.

 

It’s also a good idea to examine your own life choices and see if there are any habits or behaviors—such as smoking—that might contribute to a significant medical care expense after you hit retirement age.

3. Explore Medicare Advantage plans

While Original Medicare, or Medicare Parts A & B, don’t cover any of the areas mentioned above, there is a chance that a Medicare Advantage Plan might pick up some of the slack for important vision, dental, and hearing medical expenses.

 

There are lots of different types of Medicare Advantage plans, such as:

  • Health Maintenance Organizations
  • Preferred Provider Organizations
  • Private Fee-for-Service Plans
  • Special Needs Plans
  • Medicare Medical Savings Account Plans

Each type of Advantage plan has different associated costs and coverages, so it’s important to explore the different options and find a plan that meets your care needs while being affordable within your healthcare budget.

4. Start planning & budgeting now

Every day that you wait to make a plan for unexpected healthcare costs is a day where you might might not have enough savings. It’s important to take action today to plan for your important medical expenses and start creating a budget and looking into different funding options for senior health expenses.

 

You can speak with a financial advisor or go through your finances yourself to see where your spending can be cut and put into a retirement fund or health savings account. If you are already retired, think about ways you can save money and reduce daily costs to plan for healthcare expenses in the future.

 

Finally, while it’s not fun to think about, the reality is that 70% of seniors will need long term care and those odds include you. Start exploring options like assisted living today so you can have a plan already in place when the time comes to make the move to a senior care community.

 

Reprinted with permission from Vista Springs Assisted Living.

 

 

Talking to a loved one about assisted living

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Courtesy Vista Springs Assisted Living

By Vista Springs Assisted Living


Independence, the ability to age in place with the necessary care services, the cost savings compared to other care options, and the lively, active communities that are so different from traditional fears of nursing homes are all reasons why assisted living is an obvious choice for a senior care community. But it’s still not easy to talk to a loved one about making the big move. 


Putting off the conversation can lead to serious long-term consequences, so it’s important to have that discussion sooner rather than later—no matter how difficult it is. Here’s some of the best ways to plan for an open and honest talk with your loved one about making an assisted living community their new home. 

Signs to look out for

There may be a single specific reason or several smaller ones for wanting to move your loved one to an assisted living community, but here are a few common signs to be on the lookout for as your loved one ages.

  1. They are isolated are no longer socializing with others
  2. You aren’t sure if they are eating, or they are losing weight and consistently have an empty fridge
  3. They can no longer drive, or don’t have reliable transportation to necessary places (such as the doctor’s office or the grocery store)
  4. They have a steadily declining hygiene
  5. They have lost interest in activities they used to enjoy
  6. Their house is becoming dirty and cluttered
  7. They can’t remember where they are and get lost in familiar places—or are becoming forgetful in general (forgetting to pay bills, take important medications, turn off the oven, or take out the trash)
  8. They have fallen and injured themselves at home
  9. They need to be checked in on regularly
  10. They frequently need medical care

Prepare beforehand

It’s important that you go into the conversation with a solid plan. Get the essential family members—such as your siblings—involved and ensure that all of you are on the same page about what you want to talk to your family member about. You don’t want the conversation about assisted living to turn into a family argument, which only adds stress to an already stressful topic of discussion. 


It’s also important that you learn about different senior care options and go into the conversation informed—especially about why you recommend assisted living over a nursing home or home care. Have a list of communities that might be good fits and a detailed explanation of what types of daily care services and skilled medical care they provide at the ready. 

Find the right time

Picking the right time to bring up assisted living is essential to ensuring the conversation is productive. Make sure you do it in person, not over the phone. This will likely be a conversation that takes some time, so don’t try and squeeze it into a packed day. Make it a priority and clear your schedule. 


However, don’t hold the conversation during a holiday or family reunion—these events are special and you shouldn’t put a loved one on the spot during a happy celebration. Ensure that you find a neutral day and gather the family to talk to your loved one in a group setting that is comfortable, not accusatory. 

Communicate clearly

During the conversation, it’s important you stay calm and don’t let your emotions overtake the discussion. Be honest and upfront about your intentions during the talk, but don’t try to push your loved one into a decision that they aren’t yet ready for. 

Conversation starters

  • “Do you feel safe at home? Are you worried about what would happen if you fell or hurt yourself and no one was around?”
  • “Are you struggling with remembering important things?”
  • “Do you need help around the house that isn’t being provided right now? Are you able to cook meals and get to the store?”
  • “Do you miss being close to your friends or having plans for things to do?”
  • “Are you concerned about what’s going to happen to your independence or mobility as you age?”
  • “Would you like to feel more secure and have a community around you for support?”

Work together

The first conversation about assisted living shouldn’t be an immediate decision—after all, your loved one’s opinions and feelings should be at the center of the discussion and they need to be comfortable with moving forward. Working together to find the right community is key to ensuring that your loved one feels respected and included throughout the process. 


Research together with your family member and go on community tours with the family to help them feel confident in their choice of a new home. Remember—this is an incredibly difficult task your loved one is about to face. But by keeping their feelings at the heart of all decisions, the conversation about assisted living can lead to great things for your loved one. 


Reprinted with permission from Vista Springs Assisted Living.



The fan—friend or foe?

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If the ambient air is warmer than your body temperature, you might increase your core temperature if you try to cool down with a fan. (Courtesy Spectrum Health Beat)

By Dennis Thompson, HealthDay


Thinking of picking up an electric fan to help keep you cool and protect your health during the next heat wave?


You might want to think again.


Electric fans might make you feel cooler, but they can actually increase your risk of becoming heat sick and even dying from a heat stroke, the evidence shows.


Electric fans could contribute to a potentially dangerous increase in a person’s core heat if outdoor temperatures exceed 95 degrees Fahrenheit, a recent Cochrane evidence review says.


“The fan actually will be blowing air that is hotter than our body at us,” said co-author Mike Clarke, director of the Northern Ireland Clinical Trials Unit at Queen’s University Belfast.


It’s like switching on an electric oven’s convection fan to speed up the cooking process, the researchers said.


Meanwhile, another new study found that electric fans are particularly dangerous during very hot and dry conditions, but can help lower core temperatures and heart strain in hot, humid weather. That study appears in a recent issue of the Annals of Internal Medicine.


Electric fans are seen as a cheap way to help people cope with the several days of high temperatures that make up a heat wave, researchers for the Cochrane review said.


Global warming means heat waves will become more frequent and they can have terrible health consequences.


As many as 30,000 people died during a European heat wave in August 2003, while a Moscow heat wave in 2010 was responsible for nearly 11,000 deaths, the researchers noted.


The Cochrane review team found that there’s not a lot of research related to the effectiveness of electric fans, even though they’ve been around for well over a century. No studies at all met their review criteria, which were looking for experiments directly comparing electric fans with no fans.


They did find several studies that had looked at the effectiveness of cooling options employed during heat waves, however.


These studies had mixed results, with some suggesting that an electric fan might increase the risk of dying during a heat wave.


Fans don’t cool us down by circulating cooler air, Clarke noted. The air moving through a fan is the same temperature as the surrounding environment.


Instead, they cool us by speeding up evaporation of our sweat. That means fans also are causing our bodies to lose water faster.


According to Dr. Teresa Amato, head of emergency medicine at Northwell Health’s Long Island Jewish Forest Hills, in Forest Hills, N.Y., “If you sweat more and don’t replace it quickly with fluids, there is a theoretical increased risk of dehydration, which could potentially put a person at greater risk for heat stroke or heat-related illness.”


If the ambient air is warmer than the human body, then the air blowing from the fan could actually increase a person’s core temperature, the researchers explained.


For the new study, Australian researchers exposed volunteers for two hours to laboratory conditions that mimicked two different types of heat waves.


One condition was very hot and dry, the same as the peak conditions of the July 2018 California heat wave, with a heat index of about 115 degrees Fahrenheit.


The other condition involved a hot, humid day with a heat index of 133 degrees Fahrenheit, similar to a July 1995 heat wave in Chicago.


The experiment showed that electric fans lowered volunteers’ core temperature and heart strain in the humid condition, but were detrimental in weather that was less hot but very dry.


“Bottom line is that during a heat wave, the safest thing is to be in a cool, air-conditioned area,” Amato said. “If that is not possible in your own home or dwelling, you should seek out ‘cooling stations’ throughout your community. Once there is an alert that a heat wave is coming, many local health departments work to identify these safer alternatives and will use places such as libraries and schools.”


People who stay home and rely on an electric fan should remain aware of signs of heat-related illness, such as nausea, muscle cramps or headaches, she said.


“Be mindful to check on elderly neighbors who might not have working air conditioners and are relying on electrical fans,” Amato added. “They are at a much higher risk and they may not show signs of heat-related illness until they are critically ill.”


Reprinted with permission from Spectrum Health Beat.