By WKTV Staff
Michigan residents in Eaton, Ingham, Ionia, Kent, Livingston, Macomb, Monroe, Oakland and Wayne counties with property damage from the Aug. 24-26, 2023 tornadoes, severe storms and flooding may now call or go online to apply for disaster assistance from FEMA.
To start the application process, contact FEMA by going online to disasterassistance.gov, downloading the FEMA app or calling the FEMA Helpline at 800-621-3362.
If you use video relay service, captioned telephone service or others, give FEMA your number for that service. When calling the FEMA Helpline, multilingual operators are available (press 2 for Spanish and 3 for other languages).
Federal assistance may include temporary lodging, basic home repairs and other disaster-related expenses.
Have the following information ready when you apply with FEMA:
- A current phone number where you can be contacted.
- Your address at the time of the disaster and the address where you are now staying.
- Your social security number (or the social security number of a minor child in your household, if you’re applying on their behalf).
- A general list of damage and losses.
- Banking information if you choose direct deposit.
- If insured, the policy number or the agent and/or the company name.
Those who already made repairs or started their recovery should still apply.
FEMA inspectors are trained to recognize damage caused by a disaster even after recovery has started, and they will discuss that damage with you when they come to your home. Be prepared to show repair receipts, photos and any other disaster-related documentation as well.
Important reminders after applying:
Keep important steps in mind when navigating your FEMA assistance process after the August severe storms, tornadoes and flooding.
- Next, comes a call. Typically, after you apply, you will be contacted by a FEMA inspector to schedule an appointment. Be sure to answer the phone. The inspector’s phone number may be from out of state or show up on caller ID as “unavailable.”
- Then, inspection day. The inspection includes looking at disaster-damaged areas of your home and reviewing your records. FEMA inspectors will carry an official photo ID and will never ask for bank information. They will also never ask for money and never require payment in any form.
The inspector will ask to verify the applicant’s name, address, contact information, occupancy, ownership status, household occupants and insurance coverage. Reasonable accommodations, including translation and ASL interpreters, are available to ensure effective communication with survivors.
- Don’t forget to fill out and submit your U.S. Small Business Administration (SBA) loan application. After applying for disaster assistance, applicants may be referred to the SBA. There’s no obligation to accept a loan, but you may miss out on the largest source of federal disaster recovery funds if you don’t apply. If you don’t qualify for an SBA disaster loan, you may be referred back to FEMA for other types of grant assistance.
- Finally, a decision will be sent to you. You will receive a letter explaining FEMA’s eligibility decision within 10 days after the inspector’s visit. Be sure to read it closely; it may explain additional steps needed to continue with the process. If you are eligible for assistance, you may receive a U.S. Treasury check or direct deposit based on what you selected during your application.
To learn more about the inspection process, visit our website at Home Inspections | FEMA.gov.
FEMA: additional information
Getting help to those who need it most is FEMA’s priority. Recovery teams will be out soon in the neighborhoods affected by the disaster to provide one-on-one support to individuals. Recovery centers will also be opening for individuals to get additional in-person help.
For even more information about the disaster recovery operation in Michigan, visit www.fema.gov/disaster/4757.
