Tag Archives: Assisted Living

Financial Perspective: What is assisted living

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By Dave Stanley
Integrity Financial Service, LLC

(Courtesy, Pxhere.com)

Assisted living is a type of housing option for seniors or disabled individuals who need help with daily activities but still want to maintain some level of independence. It’s a middle ground between independent living (such as in a private home or senior apartments) and more intensive care services like those found in a nursing home.

Assisted living facilities typically offer a range of services to support residents, including:

  1. Personal Care: Staff members are available to help with personal needs like bathing, dressing, eating, and mobility.
  2. Medication Management: Assistance with taking the correct medications at the right times.
  3. Meals: Facilities typically provide three meals a day tailored to the dietary needs of their residents.
  4. Housekeeping and Laundry: Regular cleaning and laundry services are often included.
  5. Social Activities and Recreation: Assisted living facilities often have a full schedule of activities and events to keep residents active and engaged. These might include fitness classes, arts and crafts, games, movie nights, and outings.
  6. Transportation: Scheduled transportation services may be provided for shopping, appointments, and outings.
  7. Healthcare Services: While not a replacement for a full-time medical facility, assisted living communities often have healthcare professionals on-site or on-call.
  8. Security: To ensure residents’ safety, assisted living facilities typically have security features such as 24-hour staff, emergency call systems, and safe, walkable areas.

In an assisted living facility, each resident typically has their own apartment or room, and common areas are shared. The goal of assisted living is to provide a supportive living environment where seniors can maintain a level of independence, while also receiving the personal care and support they need.

Please note that rules, regulations, and services provided can vary widely from one facility to another and from state to state. Some facilities may offer more advanced medical care, while others may focus more on providing a social and community environment. It’s important to research and visit facilities in person to determine the best fit for individual needs and preferences. 

Finding the right assisted living facility for yourself or a loved one involves careful research and planning. Here are some steps to guide you through the process.

First, evaluate the level of care that you or your loved one requires. This could be based on a variety of needs such as medical conditions, mobility, dietary needs, and personal care needs.

Next, begin doing online research to find assisted living facilities in the desired location. There are many websites and online directories where you can find information about different facilities. You can usually filter by location, services provided, cost, and more.

In addition to online research, contacting local health departments or agencies on aging could prove useful. These organizations often have resources that can help you navigate the process of finding an assisted living facility. They may also have knowledge of financial assistance programs.

After you have identified potential facilities, the next step is to schedule a visit. During your visit, pay attention to the environment, the staff, and the residents. This can give you an idea of what daily life is like at the facility.

Checking the facility’s safety and quality standards is another important step. This might involve looking into state inspection records, any violation histories, or any complaints made against the facility.

Lastly, cost is a significant consideration when choosing an assisted living facility. Make sure to understand what is included in the cost, and if there might be any additional charges for specific services.

Remember, choosing an assisted living facility is a big decision. Take your time to research and visit multiple facilities, and always ask any questions you may have to make sure you’re making the best choice for you or your loved one’s needs.

Dave Stanley is the host of Safe Money Radio WOOD1300 AM, 106.9 FM and a Financial Advisor and Writer at Integrity Financial Service, LLC, Grandville, MI 49418, Telephone 616-719-1979 or  Register for Dave’s FREE Newsletter at 888-998-3463  or click this link:  Dave Stanley Newsletter – Annuity.com  Dave is a member of Syndicated Columnists, a national organization committed to a fully transparent approach to money management.

Helping Your Loved One Transition to Assisted Living

3-bottom, Citizen Journalism, Health, Senior Living,

 

 

By Peg Cochran, Holland Home

 

Change is never easy. Change becomes even more difficult to manage as we get older and more set in our ways. One of life’s more difficult transitions is the move from independent living to an assisted living facility. Many seniors view this transition as the last move of their life and perhaps, their final chapter. Coming to terms with that knowledge can bring sadness and depression. There are many ways to help your loved one ease into this transition and manage the emotions that accompany it.

 

When to Move to Assisted Living

There are many reasons to make the move to assisted living. Many seniors are more than capable of managing in their own home with some outside help from family, friends or a paid caregiver. However, this is not always possible or even feasible. Following are some things to consider as you work to determine the best care option for your loved one.

  • They can no longer shower or bathe without help, or you are concerned about their safety in the tub or shower.
  • They are at risk for falls.
  • They forget to take medications ortake medications improperly.
  • They no longer cook nutritious meals for themselves and may be losing weight.
  • They can no longer drive and are becoming isolated.
  • They have been recently hospitalized and you are concerned about whether they can recover at home.

Breaking the Ice

Moving a parent or loved one to assisted living is stressful for everyone involved. Adults are accustomed to being self-sufficient and to keeping their own unique schedule. Giving up their home can leave them feeling frustrated, helpless or angry. In addition, it’s hard for the caregiver to see their loved one growing older, and you may be having difficulty accepting the change yourself.

 

Visit the chosen facility several times and give your loved one a chance to become accustomed to the idea of moving. When you visit, encourage your loved one to talk with as many of the residents as possible. Most facilities will allow you to join them for meals. You should also take the time to meet with the administrator and any relevant staff members. Spend some time with your loved one going over any brochures or written material you may have been given. Be sure to get a copy of the activities schedule and point out anything you think might interest your loved one.

 

Ask the facility about respite care. Many offer it, and it’s the perfect way for your loved one to try out their new lifestyle without making a long-term commitment.

 

“Respite stays can last from a few days to more than a month,” said Amy Thayer, senior living consultant for Holland Home. “It’s not unusual for one of our respite residents to decide to make the move after experiencing everything we offer.

 

“It’s important to choose a facility that offers the full continuum of care, if possible,” said Thayer. “That way, should a move to a higher level of care such as nursing be required, your loved one will only have to change floors as opposed to moving to a whole new facility.”

 

Making the Move

When it’s time to make the physical move to the new facility, planning is key. Make sure you have the dimensions of the new space. If possible, plan the furniture arrangement in advance. You will want to bring enough personal items and furniture to make the space feel like “home,” but chances are you will not need everything in your loved one’s current home. Special pieces can be passed down to family and friends. Knowing others will be enjoy treasured belongings can make parting with it easier.

 

Have a plan for arranging the furniture so that the movers set things up in a way that suits your loved one’s lifestyle and makes them feel more “at home”.  Placing knickknacks and pictures in the same or similar places will go a long way toward giving the new space a feeling of familiarity.

 

After Moving In

 One of the best ways to ease the transition to your loved one’s new way of life is to get to know neighbors. They’ve already “been there, and done that,” and can help the individual adapt to the change. One of the best parts about assisted living is that your senior will no longer be isolated, dependent on visits from family and friends to ease any loneliness. They will be surrounded by peers and will have access to a full calendar of specially planned events and outings.

 

Check the activities calendar as soon as they move in and plan on participating in at least a few of the scheduled events. You may find there are clubs to join, musical evenings, movie showings and bus trips. Getting involved will help your loved one meet people and make new friends.

 

In addition, they should familiarize themselves with their new surroundings—check out the library, the exercise room, and the laundry facilities. Knowing their way around will make things feel familiar more quickly.

 

Adjusting

Finally, encourage your loved one to give themselves time to adjust to their new lifestyle.  No matter how much they like it, there will most likely still be days when they feel sad or nostalgic for their old way of life.

 

“If those emotions persist,” said Thayer, “be sure to talk to the staff. Arrangements can be made for the individual to speak to a counselor who can help them ease into their new way of life.”

 

Most importantly, try to keep a positive mindset. Help your senior focus on the things they like about their new living situation and take advantage of all that it has to offer.