Many of you have probably started your holiday shopping already, but it is still not too late to avoid money problems this holiday season. It seems that the shopping season begins earlier and earlier, and this year is no exception. However, you still have time to avoid the pitfall that so many fall into this time of year — overspending. As retail sales continue to rise, you can take steps now to avoid money problems later.
Go ahead and do your part to help our economy grow. Holiday sales can define a retailer’s bottom line for the entire year, and they hire many seasonal employees to handle the increased sales. However, do your part without the worry of becoming a negative economic statistic. First, sit down and think about some important questions. Who are all the people you would like to buy presents for this holiday season? Give yourself some time to write them down.
Second, are there any other significant events that are occurring prior to, during or shortly after the holidays. Many people still have birthdays around the holidays, for example. What about weddings or anniversaries? What about baby showers? Ask all the people in your household to join in on the brainstorming session. It could be a fun family activity to get you in the mood to shop.
Third, decide on an average amount that you would like to spend on each gift and then multiply the amount times the number of gifts you want to buy. For example, if you decide to spend an average of $40 per gift and you have ten holiday presents, one baby shower gift and two birthdays within the next two months, you will need $520 (13 X $40) to buy all of your planned gifts.
Fourth, you may need to make some adjustments. Do you have $520 on-hand? If not, how soon can you save that amount? Do you have room in your monthly spending plan to save for $520? Do you need to decrease the average spent on each gift? Do you even have a spending plan? If not, Michigan State University Extension offers a variety of money management programs throughout the state of Michigan. You can also find help with making a spending plan at mimoneyhealth.org.
Finally, once you have an amount that you can afford, set the money aside either in cash or in your bank account. You may use an envelope to save the cash at home or deposit your savings into a holiday or savings account at a financial institution. Keep track of each gift purchased and if you overspend on one, make adjustments where you can. If you stick to your plan, you will contribute to the economy and not have a pile of debt left over for the New Year. Next year, start earlier and you may be able to do more for the economy and save money in the process.
West Michigan is home to great shopping destinations. Whether you are looking for souvenirs to bring back from your vacation, a unique gift, antiques and collectibles, or planning a special shopping spree, you’ll find all wide variety of shops to get the retail therapy you need.
If you’re looking for some retail therapy, look no further than Old Town Lansing. This renaissance neighborhood is chock-full of galleries, boutiques, and trendy shops. Find everything from sassy goods to Michigan-made items, quality clothing stores and retro consignment shops lining the streets. And if you get hungry, know there’s great barbeque, two taco joints, a fancy burger bar, pizza parlor, and more.
Marshall’s downtown is filled with unique shopping experiences for all ages and interests. Located in a Historic District, original and restored buildings house a bit of everything: charming antiques, Michigan-themed gifts and housewares, distinctive clothing, adorable toys, new and gently used books, natural and environmentally-friendly items, one-of-a-kind artwork, salons and spas, high-quality items for your furry friends, and much more.
Locally owned boutiques, art galleries, and artisan shops filled with unique items line the downtowns of Saugatuck, Douglas, and Fennville. Swing in on your stroll through town to find items you won’t find anywhere else.
Visit Purely Michigan in St. Joseph to find Michigan products, including beer and wine.
You’ll find paintings, photography, fabric art, and household novelties like napkins, table runners, towels, chenille pillows, and scrubbies, as well as pottery, jewelry, note cards, hand-knitted, crocheted, and quilted items at Ledge Craft Lane in Grand Ledge. Ledge Craft Lane offers changing weekly workshops and classes for kids and adults. Artist of the month featured in the gallery, too.
Courtesy West Michigan Tourist Association
South Havenboasts many unique shops and boutiques in the downtown area. Two large antique malls, stores with women’s, men’s, and children’s fashions, home décor, handmade jewelry, and children’s toys and games.
You will find a large variety of antiques, collectibles, vintage jewelry, sport and fishing items, furniture, and much more at the Allegan Antiques Market.
The Bookman in Grand Haven is your locally owned, full-service bookstore offering over 10,000 new books and thousands of used paperbacks, as well as a great selection of magazines, newspapers, and greeting cards.
Visit Muskegon for a range of vintage and antique stores, specialty grocery shops, unique pop-up shops along Western Ave., and the Muskegon Farmers Market.
Shop with a purpose at GR8LKS Apparel for Change in Norton Shores. For each retail dollar spent, GR8LKS will spend one minute cleaning the water and shoreline of the Great Lakes.
Ludington includes a variety of stores offering name-brand clothing and shoes, home decor, specialty foods and more. For a unique shopping experience, visit the downtown gallery of Todd & Brad Reed Photography. The famed Ludington artists offer traditional prints, gallery canvases, and coffee-table books of the highest quality, featuring gorgeous scenes of Lake Michigan, Hamlin Lake, notable lighthouses, and the local countryside.
There are many wonderful local shops to explore in Mecosta County. You can find a variety of these shops just in Downtown Big Rapids, including Michigan and Big Rapids items, unique gifts, wedding decor and supplies, furniture, books, jewelry, and handmade items created by local artisans. Mecosta County is a great place to look for antiques, collectables, retro items, and one-of-a-kind gifts. Find freshly made pastries, pies, and more at a variety of local eateries and restaurants where you can enjoy a delicious treat while taking a shopping break.
Shopping for family, friends, or that special someone can be hard, but the Mt. Pleasant Area has a number of specialty shops and artisan stores to make it easy. Downtown Mt. Pleasant is home to unique boutiques and shops featuring arts and crafts from Michigan-based painters, sculptors, and other creators. Find stops to add to your next shopping spree in the Mt. Pleasant area.
Courtesy West Michigan Tourist Association
Downtown Holland is widely regarded as West Michigan’s premier shopping, dining and events destination, with over 125 locally owned clothing and accessory boutiques, home furnishing stores, specialty food shops, art galleries, and more.
Hollandis also home to craft breweries, fine dining destinations, and cozy coffee shops… meaning there’s something to satisfy everyone’s cravings, whether sweet or savory or something in between.
Summer may be over, but the Holland Farmers Market is still in full swing. The Market is open from 8am–3pm every Wednesday and Saturday at the Eighth Street Market Place through the end of December. All autumn long, you can shop for apples, pumpkins, squash, potatoes, and so much more, not to mention breads and other baked goods, mums, hay bales, honey, maple syrup, jam, meat, eggs, and cheese too.
While visiting Holland, stop by the Holland Museum gift shop, filled with unique items including books, cards, games, and pottery.
Bill & Paul’s Sporthaus is an outdoor adventure sports specialty retailer with over 50 years in the Grand Rapids area. They sell skis, snowboards, backpacking and camping equipment, kayaks, apparel, and more.
Add some retail therapy to your fall color tour around the Cadillac area, with restaurants and over 20 art, clothing, and gift shops, then head east to Lake City to several new restaurants and small town gift shops.
Dublin General Store in Wellston is your destination for world-famous Dublin Jerky Company jerky, including beef, pork, chicken, turkey, ostrich & wild game. Also steaks, ribs, smoked fish, various spices and rubs, award-winning sauces, aged cheeses, and more.
Find all things cherry (and delicious) at Cherry Republic in downtown Traverse City, the cherry capital of the world.
Oryana Natural Foods Market in Traverse City is your source for local, organic and natural food. Oryana carries the region’s largest selection of locally sourced goods, organic and locally-grown produce as well as locally roasted fair-trade coffees, naturally leavened breads, and body care products.
If shopping is always included in your vacation plans then head to Shanty Creek Resort for a fun-filled getaway; resort-themed gifts abound on-site. Check out the charming shops in downtown Bellaire for unique gifts, clothing, art, and more. Need to include more shopping during your getaway? Traverse City is just 31 miles from Shanty Creek Resort.
Family owned and -operated since 1933, McDonough’s Market on Beaver Island specializes in grocery, custom-cut meat, fresh produce, and a wide selection of beer and wine.
Courtesy West Michigan Tourist Association
The brand-new Courtyard by Marriott Petoskey is opening soon and booking rooms in November. The beautiful property is only two miles from downtown Petoskey and local attractions. Featuring 129 guest rooms and 10 suites, you’ll be able to enjoy a day on property in the pool, arcade, and bistro or you can explore the shops in the Gaslight district of Petoskey with our Shopping Spree package. Indulge with $100 in Downtown Dollars and breakfast in the Bistro.
Grandpa Shorter’s Gifts of Petoskey is a favorite source of treasures from Northern Michigan offering Lynn Haney Collectible Santas, Minnetonka Moccasins, home decor and native gifts, as well as signs for your home or cottage including personalized ski signs, and pre-printed Walloon and Crooked Lake signs.
Don’t forget your furry friends while you’re on your shopping spree. Ruff Life Pet Outfitters in Petoskey carries the latest products in the pet care industry, offering natural items and unique, high quality affordable pet products.
